Bought By Many’s award-winning cat insurance

Find out why cat owners voted us Pet Insurance Provider Of The Year in the 2021 Moneyfacts Consumer Awards and gave us thousands of 5-star Feefo reviews in the past 12 months.

Why our cover is different

We created cat insurance from scratch to give cat owners the policies they deserve.

A cat being stroked

First class

Absolutely no problems at all. They dealt directly with the vets, we had to do nothing. Refreshingly brilliant service. Huge thanks to Bought By Many!

Bought By Many cat insurance

We listened to thousands of cat owners to create pet insurance they said they wanted. Thousands of owners of indoor and outdoor cats of all ages have chosen or switched to our cover because they can see we care.

If you have more than one pet we can save you money with our 15% multi-pet discount for pets on the same policy, it’s the highest in the UK.

We offer a low-cost Value policy that covers accidents and illness and we have a policy for pets with pre-existing conditions, as long as your pet hasn’t needed treatment or advice for it in the three months before your policy starts.

And our Complete policy includes all our add-ons as standard and has £15,000 of lifetime vet fee cover.

Our lifetime policies have a yearly limit for all claims, so you can claim up to £15,000 every year you renew, with no per condition limit.

We also want to help your cat have a long happy life, so we offer more than insurance. Our customers have free vet video calls through FirstVet and a discount on flea and worming treatment delivered to your door by VetBox.

We made sure our policy documents are easy to read and our simple online claims process doesn’t have any forms. Find out how our claims work.

Why should I insure my cat?

Cats can get themselves into scrapes and the cost of vet bills can be expensive.

Many owners choose cat insurance to cover the cost of vet treatment if their cat develops an illness or injures itself.

Pet insurance can pay out for other kinds of claims too, such as behavioural issues and if a cat goes missing.

At Bought By Many we also want to help keep your pet happy and healthy, so all our policies include free vet video calls and discounts on useful pet services such as flea treatment and house sitters.

How much does cat insurance cost?

The quickest way to see how much Bought By Many pet insurance costs for your cat is by getting a quote online. We’ve made it easy for you to compare our policies, choose extra features and set your excess if your pet is under 9.

The price of your cat insurance will depend on a number of factors such as the breed and age of your cat, as well as where you live and the policy you choose.

Cats are often cheaper to insure than dogs because their vet treatment can cost less and they may need it less often.

We try to make sure our prices are fair for all pet owners and we have a range of policies to suit different needs.

Our Value policy has £3,000 of lifetime vet fee cover and our Complete policy has £15,000 of cover and is the most comprehensive in the UK.

If you have more than one pet we offer a 15% multi-pet discount for pets on the same policy, it’s the highest multi-pet discount in the UK. Our multi-pet discount is not currently available on our Value 2k policy.

We also can help you save money on looking after your pet. Customers can get discounts on a flea and tick treatment subscription and free pet house sitters.

What are the different types of cat insurance?

Pet insurance can be confusing because different companies offer policies that work in different ways.

That’s why all our policies offer a yearly vet fee limit, also known as lifetime pet insurance.

Once your pet is covered you’ll have a vet fee limit that you can claim up to for all conditions every year. When you renew, it resets so it won’t run out if you have to claim for something throughout your cat’s lifetime.

You might see these types of cat insurance advertised by other companies:

  • Time-limited – It lets you claim up to a time limit or vet fee limit for each condition, often 12 months after the first diagnosis, whichever comes first. This means cover for that condition will run out when you hit the limit and you won’t be able to claim for it again.
  • Per condition – You can claim up to the vet fee limit for each condition. Once you hit that limit you can’t claim for it again.

We believe lifetime cover offers cat owners more comprehensive cover. We have a range of policies and add-ons so you can create a policy that works for you.

Vet fee limits range from £3,000 a year on our Value policy to £15,000 on Complete, which is the most comprehensive policy in the UK and includes all out add-ons and dental illness as standard.

You can see all of our policies by getting a quote.

A lady hugging her cat


They are simply the best! There is absolutely nothing I can find fault with.

Claims are dealt with with no fuss or hassle. They are excellent value for money and it would take a lot to beat their service.

What do I need to get a quote?

The following details will help speed up your quote

  • Your cat's name
  • Your cat’s gender
  • The breed of your cat and whether it is a pedigree
  • The age of your cat
  • Whether your cat has been spayed or neutered
  • Whether your cat has pre-existing medical conditions
  • How much your cat cost
null independent customer feedback

Reviews of Bought By Many cat insurance

We publish all our policy and claims reviews on our Feefo page. Here are some of the thousands of 5-star ratings.

Customer experience 5
5 out of 5
Fabulous service

Fantastic service again great communication through out the claim paid direct to the vet. Piece of mind for me and Fizz.

Customer experience 5
5 out of 5
Straightforward claiming

Had to make a claim for an injury to one of our cats. Bought by many was helpful as it had access to FirstVet, which allowed an online consultation and then referred on for emergency surgery. Straightforward to use and no issues with claiming back costs after. Would highly recommend Bought by many.

Customer experience 5
5 out of 5
So happy

So easy to talk to. Claim settled with no fuss. Very friendly customer service. Keep you up to date with how your claim is progressing. Excellent service.

Customer experience 5
5 out of 5
Fast and efficient

My claim was completely stress free and quickly dealt with. Have been with Bought By Many for nearly 2 years and have always received a great fast service.

Customer experience 5
5 out of 5
Easy to claim

It is very easy to submit a claim, my claim was handled very quickly - a faultless experience!

Get up to scratch with our guides

Check out our expert guides on cat care and insurance that can help you be the best pet parent.

Frequently Asked Questions

We answer the most common questions about cat insurance.

What is lifetime cat insurance?

A lifetime policy gives you an annual limit for vet fees that resets to the full amount each year renew. It allows you to claim up to the limit every year and lets you claim for a condition throughout your cat’s lifetime if needed.

Does cat insurance cover pregnancy?

Bought By Many can cover complications related to your cat’s first pregnancy although we can’t cover the cost of the pregnancy itself. Many pet insurance policies will not cover anything to do with pregnancies.

What isn’t covered by cat insurance?

Pet insurance is designed to cover unexpected accidents and illness so it won’t cover things like routine vet appointments and procedures.

What is covered by cat insurance?

Cat insurance can cover the cost of vet fees to treat an accident or illness. That can include the cost of diagnosing a condition and other referral or medication costs. It can also cover things like a cat going missing, emergency minding and more.

Do I need to microchip my cat to get cat insurance?

No, you don’t need a microchip to get pet insurance. But be aware that the UK government is expected to make microchips compulsory for cats.

At what age can you insure a kitten?

With Bought By Many, you can insure a kitten when it is 4 weeks old.

Can you insure an older cat?

Yes, at Bought By Many we have policies that have no age limit for cats.