Better Pet Insurance For Everyone

Choose between £15,000 of lifetime vet cover, money back if you don’t claim, cover for pre-existing conditions and more.

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15% multi-pet discount

Bought By Many's pet insurance

Compare some of the key features of our unique policies to see how they can help cats and dogs when they need it most.

Complete

The most comprehensive lifetime pet insurance - up to £15,000 of vet fee cover, dental cover included and more.

Regular

A lifetime policy with up to £7,000 of vet fee cover a year and the option of no excess for pets under 9.

MoneyBack

20% of your premium will be paid back every year you don’t need to claim. Lifetime cover for up to £7,000 of vet fees.

Fixed For Life

If you buy before your pet turns two your price will be fixed for your pet’s life. It will never increase, even if you claim.

Value

Conditions are covered for up to £3,000 of vet fees or 12 months, whichever is reached sooner.

Pre-existing

Cover for existing conditions, as long as your pet hasn't received treatment or advice in the three months before the policy starts.

Regular Complete MoneyBack Fixed for life Value Pre-existing
Vet fee cover £7,000 £15,000 £7,000 £7,000 £3,000 £7,000
Type of cover Lifetime
(Also called 'yearly limit')		 Lifetime
(Also called 'yearly limit')		 Lifetime
(Also called 'yearly limit')		 Per condition Time limited
(12 months)		 Per condition
Cover for dental problems Accidents
only		 Accidents
and illnesses		 Accidents
only		 Accidents
only		 Accidents
only		 Accidents
only
Cover for legal action against you and your pet (dogs only) £2m £3m £2m £2m £1m £1m
Cover for pre-existing conditions Cover for conditions that ended 2 years ago Cover for conditions that ended 2 years ago Cover for conditions that ended 2 years ago Cover for conditions that ended 2 years ago Cover for conditions that ended 2 years ago £500 (year 1)
£1,000 (year 2)
View policy View policy View policy View policy View policy View policy

All our policies have a 15% multi-pet discount for pets on the same policy.

See our Key Facts and policy documents here.

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Learn about pet insurance

  • Zero excess option for pets under 9
  • 15% multi-pet discount for pets on the same policy
  • Voted UK's most trusted pet insurance company
  • Fixed-price policy for puppies and kittens
  • Online claims with no forms
  • Thousands of 5-star reviews
  • Pre-existing conditions cover
  • Cover for pets of any age

Pet insurance can help with unexpected vet bills. The cost of treating a pet can be expensive; the average cost of surgery is around £1,500 and the average pet insurance claim is over £750, according to the Association of British Insurers, which is why insurance gives many owners peace of mind.

Bought By Many listened to thousands of pet owners to create quality policies for all dog and cat owners. We understand insurance is more than your cover so we’ve made our policy documents easy to read and created a simple online claims process with no forms. Find out how to claim.

We’ve also written guides to help people learn about pet insurance. Learn more about: multi-pet insurance, the cost of pet insurance, pet insurance for older dogs, the best pet insurance and why you may need pet insurance.

We can also insure exotic pets through ExoticDirect.

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We care about customers

Bought By Many is committed to treating customers fairly. We never charge an existing customer more than a new one and there are no penalties for claiming. All of our policies cover conditions that are more than two years old.

Dog wrapped in Blanket

If you have any questions we have a UK customer service team who are happy to help. In 2018 they answered calls in under a minute on average. Call 0345 340 4090 if you’d like more information about our pet insurance or to get a quote over the phone.

We take the stress out of claiming by contacting the vet for you so you don’t have to complete any forms. Our online claims service has received thousands of 5-star reviews and we paid more than £7.5m in 2018 to help cats and dogs when they needed it most.

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A better experience

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Expert reviews and articles

Find out more about pet insurance with our expert guides.

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Pet insurance groups

Join a group for free to unlock cover for the things you care about. Hundreds of thousands of people have joined Bought By Many to access better insurance.