Travel insurance with medical conditions

Travel insurance for serious medical conditions

We know that people with cancer, COPD, heart conditions, mental health issues and other serious illnesses struggle to get travel cover.

Many insurers will not offer them any sort of travel insurance and others will make people with medical conditions answer dozens of time-consuming and impersonal questions. Many people with more serious conditions will not be offered cover at all.

Other companies do offer policies but charge a high premium.

We don't think that's fair so we've created this group to use the combined buying power of the collective to negotiate better travel insurance for people with serious medical conditions.

Many insurers will refuse to cover people who have suffered from severe medical conditions and others will make them answer dozens of time-consuming and impersonal questions.

We are on the lookout for deals and discounts and new developments in the insurance industry that will make travel insurance for people with serious medical conditions fairer.

Join the group to keep up to date and take advantage of any deals and discounts we might be able to negotiate.

Our mission is for everyone to have access to better insurance that may give people with serious medical conditions, such as diabetes, access to fairer insurance.

Find out more about our groups for particular conditions:

• Cancer
• Heart Conditions
• COPD
• Lymphoma

How we're improving travel insurance for people with medical conditions in the UK

The Financial Conduct Authority (FCA) has said that travel insurers should be doing more to help cancer patients find affordable cover.

Bought By Many was invited to the launch of the FCA's report and we submitted feedback to its consultation on improving the industry.

Bought By Many believes people affected by medical conditions should be free to travel and shouldn't have to jump through hoops to access insurance. We understand that doctors are often best placed to make decisions about whether it is safe to travel, not insurance companies.

European Health Insurance Card (EHIC)

Although it cannot be used to replace insurance, it's worth getting a European Health Insurance Card (EHIC). It entitles you to a basic level of treatment in state hospitals in Europe.

Our policy is designed to cover urgent treatment that cannot wait until you get home, so an EHIC card may cover some treatment that our insurance does not, for example, patching up a cut.

By Digby Bodenham