Travel Insurance for Cancer Patients

Travel insurance for cancer patients | Travel insurance for terminally ill cancer patients | Travel insurance for pancreatic cancer | Travel insurance with breast cancer | Holiday insurance with prostate cancer | Getting cover if you're awaiting tests, results or diagnosis

Our travel insurance for cancer patients

Many insurers will not offer people with cancer any sort of travel insurance and others will make people with medical conditions answer dozens of time-consuming and impersonal questions.

We don't think that's fair so we've created this group to use the combined buying power of the collective to negotiate better travel insurance for people who have cancer.

We are on the lookout for deals, discounts and any new developments that might make travel insurance for cancer patients fairer. Join this group to keep up to date and take advantage of any discounts we negotiate.

Travel insurance for terminally ill cancer patients

It can be particularly difficult to get travel insurance for terminal conditions, however, 'terminal' can have a relatively wide definition so it's important to give an insurer all the information you have from your doctor when trying to get cover.

High quotes can put some people off getting travel insurance but it's worth considering the cost and stress involved if something does go wrong.

It can cost tens of thousands to get treatment in foreign countries or a flight home with a medic and your family or friends will have to arrange treatment and deal with officials in a language they may not understand.

Sometimes it can be more expensive for those with terminal cancer to get a quote too far ahead of a trip. That is because a condition may get worse before the trip so there is more uncertainty for the insurer. You can only buy our cover in the 30 days before your trip starts.

Travel insurance for pancreatic cancer

There is a range of pancreatic cancers, including ampullary cancer and lymphoma. Our travel insurance will cover all of them.

Pancreatic cancer has one of the worst survival rates of the 21 most common cancers. For terminal conditions, it's worth reading the advice in the section above.

The charity Macmillan doesn't have its own travel insurance but does offer advice on where people affected by cancer can go for holiday cover.

Travel insurance with breast cancer

Many people who are undergoing or have finished treatment for breast cancer are able to live normal lives and that includes having a holiday or taking a trip abroad.

Despite feeling fit and healthy they may find it difficult to get a reasonable travel insurance quote because of the medical questions insurers ask all people. These can be generic and don't feel like they take into account individual circumstances.

Insurance companies have different views on cancer so although some may refuse quotes others take a greater interest in personal circumstances.

Breast Cancer Care recommends having the following information to hand when looking for insurance from other companies:

• The type of surgery you have had
• Chemotherapy – the drug combination you were given and when
• Hormone therapy – the drugs are you taking
• Radiotherapy – whether you have had or will have it
• Any drugs you're currently taking

Those who are undergoing treatment can be turned down. And insurers will often ask if you've been turned down by another insurer, which can then lead to more companies refusing cover if you answer yes.

Those in remission or who have made a full recovery may find it easier to get travel insurance. However, it's important to answer any questions about past breast cancer treatment truthfully otherwise you can invalidate your cover.

If you've recovered some companies may offer travel insurance that excludes breast cancer. This can keep costs down but make sure you're aware of the costs associated with any treatment related to cancer that may not be covered in case you're left with the bill.

Holiday insurance with prostate cancer

As with other forms of cancer, those diagnosed with prostate cancer may find it difficult or more expensive to get travel insurance from mainstream companies. Our travel insurance can cover any condition.

Prostate Cancer UK has produced a fact sheet about travel that is worth reading.

It says you should register for a European Health Insurance Card (EHIC), which doesn't cover all treatment but does give you access to some care in state hospitals.

But a good travel insurance policy should cover most medical treatment for a condition.

Getting cover if you're awaiting tests, results or diagnosis

Travel insurance companies may also refuse cover for those with an undiagnosed illness who are awaiting tests or results.

Medical screening questions will often ask whether you’re undergoing treatment, on a waiting list or awaiting a diagnosis. That means people who are undiagnosed or may not even have cancer can be refused cover.

If you are in remission or have recovered from cancer you may want to join our travel insurance after cancer group. We also have a group if you're over 80 and are struggling to get cover.

Find out more about travel insurance for medical conditions.

By Ronny Lavie