Travel Insurance for Cancer Patients

A group for people who have cancer to come together and demand a fairer deal on travel insurance

About this group

This group is for those battling cancer, those who are undergoing treatment and working toward an all clear (note if you have previously battled and defeated cancer and been given the all clear, you might want to join our Travel Insurance After Cancer group).

In those situations a holiday represents more than just time away - it can become a valuable memory to help them on their journey to health or, in some cases, a memory for their loved ones to cherish.

Why does this group exist?

In short, because we think the insurance industry doesn't serve cancer patients as well as it could. For many, having cancer does not represent a reason to stop traveling abroad; however, the cost of getting insurance is often more expensive than the holiday itself. Many insurance companies ask up front questions that mean they refuse to insure cancer patients, or are only willing to provide cover that excludes any event related to the cancer. Most commonly these questions ask whether you’re undergoing treatment, on a waiting list or awaiting a diagnosis.

The process of applying for insurance is also inadequate; it involves a lot of shopping around and repeatedly answering a lengthy list of distressing questions relating to the grade, stage and prognosis of the cancer. Additionally, many cancer patients report the companies they have dealt with showed a lack of sympathy to their situation.

How will the group help?

When we founded this group, we said we believed everything we described above needed to change. We asked you to join the group and add your voice to help us negotiate with insurers to make a difference. We had some early success with this group, providing travel insurance to 20 people who could not find it elsewhere. It had no medical screening, no intrusive questions, just a note from your doctor was needed. However that offer was only available for a limited time so we now need your help to grow the group, extend its negotiating power and give us the chance to open that offer again.

The benefit of joining the group

You will add your voice to that of the group, so that over time we can negotiate a deal for cancer sufferers to get travel insurance easily. As a group member, you'll be the first to know when that deal is done.

What about if I am no longer a cancer patient, but have beaten the disease before?

If you are in remission or have fully recovered from cancer, you might want to join the Travel Insurance After Cancer group.

Ronny Lavie By Ronny Lavie

1,465 Members

Not interested but know others who might be?

FAQs

Top questions answered by us

  • What is the current process for getting travel insurance as a cancer patient?

    Most insurance companies do not offer online quotes to people who have pre-existing medical conditions, including cancer. Those looking for a quote are often asked to answer personal, distressing questions, only to be rejected altogether or asked to call the company instead. Even when cover can be offered, it can be simply unaffordable (cancer patients have been quoted thousands of pounds for a 2-week holiday in Europe) – in which case the only alternative is to get a policy that does not cover anything to do with the cancer. Cancer sufferers who opt for this should read the small print of their policy carefully, as if they become ill due to their immune system being weak following chemotherapy, they may not be covered, since the insurance company can claim this is related to the cancer.

  • What are the considerations for cancer patients travelling abroad?

    Most insurance companies will require a letter from your doctor confirming you are fit to travel. However, even if you are, there are several factors to consider when choosing your holiday destination. You should look into the level of health care in the country you are travelling to and whether you would feel comfortable being treated in the local hospitals, should the need arise. You should also look at what health risks are involved in travelling to the country, such as food poisoning, insect bites and even the length of the flight from the UK. Finally, from an insurance point of view, North America and some parts of the Caribbean come with astronomical premiums, due to higher local medical costs - so, if possible, you should avoid these locations.

  • What is the EHIC?

    The European Health Insurance Card grants UK residents access to state health services in all countries within the European Economic Area (EAA) at a discounted rate, or sometimes for free. The card only covers treatments that are offered to local residents as part of state care, and these might not include everything the NHS provides. The EHIC is not a replacement for travel insurance and does not provide cover for some events, including the need for repatriation.

Community questions and answers

Travel Insurance

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  • avatar for KerrieKerrie 1 year, 5 months ago

    Hi my husband just been diagnosed with CML in Feb 2015. I am looking for travel insurance - got a quote via World First for £249 per year. Is there another insurance company you can recommend that insures CML patients

  • avatar for HeidiHeidi (Bought By Many staff) 1 year, 5 months ago

    Hi Kerrie, I am really sorry to hear about your Husband. I hope he is doing well. As you may have noticed we have not found an insurer to look after our Travel Insurance for people with Cancer group. At the moment all we can suggest is for our members to contact Free Spirit. Free Spirit are a travel insurer who specialise in medical conditions and older travellers. They offer cover for a greater range and severity of medical conditions than most other insurers, so we feel they are in a good position to help our the members of our medical condition groups. We've negotiated a deal with them for members to provide a 12.5% discount. You can get this discount by quoting and buying online here: https://www.freespirittravelinsurance.com/bbm If Free Spirit cannot quote online, they consider a wider range of people (and offer a more thorough service) over the phone. Hence you can still get the Bought by Many discount if you call them on 0845 230 5000 and quote BOU2310. Alternatively, we don't have a membership with the following provider, but we have considered working with them as we believe they offer a good service and that is insurecancer.com. I hope that helps. Kind regards, Heidi

  • avatar for HeidiHeidi (Bought By Many staff) 1 year, 5 months ago

    Hi Kerrie, I am really sorry to hear about your Husband. I hope he is doing well. As you may have noticed we have not found an insurer to look after our Travel Insurance for people with Cancer group. At the moment all we can suggest is for our members to contact Free Spirit. Free Spirit are a travel insurer who specialise in medical conditions and older travellers. They offer cover for a greater range and severity of medical conditions than most other insurers, so we feel they are in a good position to help our the members of our medical condition groups. We've negotiated a deal with them for members to provide a 12.5% discount. You can get this discount by quoting and buying online here: https://www.freespirittravelinsurance.com/bbm If Free Spirit cannot quote online, they consider a wider range of people (and offer a more thorough service) over the phone. Hence you can still get the Bought by Many discount if you call them on 0845 230 5000 and quote BOU2310. Alternatively, we don't have a membership with the following provider, but we have considered working with them as we believe they offer a good service and that is insurecancer.com. I hope that helps. Kind regards, Heidi

Secondary Cancer travel insurance

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  • avatar for JanJan 1 year, 7 months ago

    Tried dozens of companies who advertised cancer cover but was always declined except for one company who quoted £1200 for a 5 day trip to Finland. But persevered and finally got same cover for £78. From go with.

  • avatar for HeidiHeidi (Bought By Many staff) 1 year, 7 months ago

    That is great news Jan. I am so pleased you managed to get it resolved!! I will make a note of that insurer so we can have a look at working with them in the future! Thanks for getting in touch. Hope you have a great trip! Kind regards, Heidi

  • avatar for HazelHazel 5 months, 3 weeks ago

    Tried for hours for insurance companies for cancer patients looking to go cruise for 12 days any suggestions

  • avatar for BreanBrean (Bought By Many staff) 5 months, 3 weeks ago

    Hi there Hazel, we would suggest contacting Free Spirit. They are a travel insurer who specialise in medical conditions and older travellers. They offer cover for a greater range and severity of medical conditions than most other insurers and we feel they are in a good position to help members of our medical condition groups. We've negotiated a deal with them for members to provide a 12.5% discount. You can get this discount by quoting and buying online here: (https://www.freespirittravelinsurance.com/bbm) If Free Spirit cannot quote online, they consider a wider range of people (and offer a more thorough service) over the phone. Hence you can still get the Bought by Many discount if you call them on 0845 230 5000 and quote BOU2310. Alternatively, we don't have a membership with the following provider, but we have considered working with them as we believe they offer a good service and that is insurecancer.com. I hope that helps and do let us know if we can provide any more information.

  • avatar for KylieKylie 1 year, 10 months ago

    Hello - would you be able to assist someone in Australia?

  • avatar for HeidiHeidi (Bought By Many staff) 1 year, 10 months ago

    Good morning Kylie Thank you for your post. At this stage we are purely offering this to people in the UK. We may look into insurance for people further afield in the future. Many thanks and I am sorry we were not able to assist you further. Heidi

Is this insurance up and running ?

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  • avatar for JanJan 3 years, 5 months ago

    Morning, Im a travel agent, and come across many people either battling or having fought cancer, I would like more information from you guys to help any clients that I have in the future. Many thanks

  • avatar for SamSam (Bought By Many staff) 3 years, 5 months ago

    Thanks for your post Jan. At the moment we are in the process of negotiating with insurance companies on behalf of this group, and we will let you know once we have agreed an offer for group members. Best wishes, Sam

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