St Bernard Insurance

Why should you buy St Bernard insurance?

These big dogs are loyal and affectionate, but St Bernards are an expensive breed. In addition, they have been selectively bred over many years and are prone to a number of breed-related conditions that can be very painful and expensive to treat.

Bought By Many has created pet insurance policies that can help if your St Bernard is ever ill. Our Complete policy is the most comprehensive pet insurance on the market and comes with £15,000 of cover for vet fees, including dental as standard.

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What health problems do St Bernards have?

St Bernards are prone to major health issues such as hip and elbow dysplasia, gastric torsion, certain types of cancer such as osteosarcoma and severe eye problems.

This is why one of our policies, Pre-Existing offers some cover for conditions your dog has suffered from in the past. As long as your St Bernards has not had treatment or advice for them in the three months before the start of the policy, they'll be covered.

The amount available for pre-existing conditions goes up each year you don't claim. After two claim-free years for a condition, it is considered new. The policy offers up to £7,000 of vet fee cover for new conditions.

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See Bought By Many's other St Bernard insurance policies

• Regular This lifetime policy comes with up to £7,000 of vet fee cover and the option of no excess for St Bernards under 9.
• Value Conditions are covered for up to £3,000 of vet fees or 12 months, whichever is reached sooner.
• Fixed For Life This is for St Bernards under the age of two. The price of your pet insurance will never increase - it's fixed for the life of your St Bernard even if you make a claim. It will cover up to £20,000 of vet fees in your dog's lifetime.
• MoneyBack is a policy that pays 20% of your premium back every year you don’t have to claim. It offers up to £7,000 of vet fees per year.

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Lifetime (or ‘yearly limit’) insurance covers vet fees up to the policy's limit every year. So long as you renew a lifetime policy each year, the level of vet fees will reset to the full stated limits that you started with. With a lifetime product, it is important to note that your premiums are likely to increase each year at renewal.

Today’s St Bernards no longer perform daring Alpine rescues: the last recorded instance of such was in 1955. They can sometimes be found happily competing in a number of dog sports, such as cart-pulling, which allows them to parade their formidable strength. But these great dogs are equally happy settling into the role of family friend and guardian.

It’s vitally important that St Bernards are given the right diet and proper exercise. This will help to mitigate problems that sometimes develop with their bones and joints, which occur because they grow to a large size – and grow very quickly.

By Dan Woolley