About this group
Bought By Many makes it quick and easy to get a quote for small business insurance.
Our liability cover for small businesses and sole traders is flexible and offers more than the insurance provided by trade associations.
We give you a choice between £1m, £2m and £5m public and product liability and have options for:
- Employers' liability - up to £10m
- Business tools and equipment - up to £10,000 and £5,000 for cover in unattended vehicles
- Personal accident cover - up to £10,000
Why does a small business need insurance?
Many local authorities require you to have insurance in place before you start trading. Furthermore, if you have employees, you are legally obliged to have employers' liability insurance. We aim to take the stress out of getting annual cover in case anything goes wrong.
We cover all kinds of trades, whether you're a market trader, a nail technician or have a small beauty salon. We also cover market stalls and mobile hairdressers and beauticians in street markets, shopping malls and events.
Our liability and product insurance is designed to cover legal costs if a client or a member of the public suffers an injury or property damage as a result of your business.
If you sell goods, we can cover most of them, the main exclusions are children's toys, second hand or reconditioned products and motor safety equipment
What insurance do I need for a small business?
Public and products liability insruance is designed to cover legal costs if any of your products or business activities harm a client or a member of the public or damage their property.
Employers' liability is a legal requirement if you have any employees, including volunteers or people doing work experience. Our insurance covers up to £10m.
Personal accident cover offers a payout if a director or employee is injured as a result of your business.
Our insurance covers all kinds of trades including, nail technicians, hairdressers, hot and cold food businesses and market stalls.