Pug Insurance

Most owners believe their pugs deserve special treatment - we think that should extend to pet insurance. It's no surprise that more people in the UK search for 'pug insurance' than for pet insurance for any other breed of dog.

Pugs are known to suffer from breed-specific conditions so it's worth considering pet insurance to cover these illnesses. Our Pre-existing policy is the only cover available that will cover your pet for conditions it has recently experienced, as long as they haven't occurred in in the three months before the policy starts.

Pugs are also targets for thieves because of their high price tags. Our Complete policy has the highest level of loss and theft cover on the market (£6,000), which may be useful for pug owners.

We’ve designed three unique pet insurance products to give people the cover they’ve asked for.

Our Fixed For Life policy will never increase in price, even if you claim.

Other insurers increase their premiums as your pug gets older but with Fixed For Life the price you pay for a dog aged one will remain the same when it is 10, 20 or even 30.

It’s open to dogs and cats aged under two years old and includes £7,000 of vet fee cover per condition and up to £20,000 total claims in the pet's life.

Our MoneyBack policy has £7,000 of vet fee cover a year and gives something back to customers who haven't needed to claim in a policy year.

The cover offers peace of mind that you can claim if your pet needs treatment but also gives you 20% of your annual premium back if your pug stays healthy and you don't claim. You don’t have to do anything; we’ll automatically pay you or refund your credit card.

Our final revolutionary policy allows people to receive cover for medical conditions their pet has suffered from.

Many owners find themselves tied to a pet insurer because switching would mean a medical issue would no longer be covered, or they’ve struggled to find cover in the first place.

Our Pre-Existing cover includes insurance for medical conditions a pug has suffered from and the vet fee limit for those issues increases in the first two years if you do not claim for them.

We cover past conditions as long as your pet has not received treatment or advice for them in the three months before the start of the policy.

You’ll also receive up to £7,000 of vet fee cover for new issues.

Join this group to get a quote for any of our policies or our more traditional comprehensive cover.

We also have three policies called Value, Regular and Complete that have vet fee limits of £3,000, £7,000 and £15,000. Our Complete policy is the most comprehensive pet insurance on the market and includes dental cover as standard.

Our policies have a 15% multi-pet discount for pets on the same policy and many have no limit on the age of the pet. We aim to cover more breeds than other companies.

There are affordable extras such as travel, loss and theft cover that can be added to many of our policies.

Check out our clear and simple policy summary and policy wording documents to find out what our insurance does and doesn't cover. We're the first insurance company to receive Fairer Finance's Clear & Simple Mark, which means all customers will find them easy to understand.

An innovative claims process - we've launched Snap Claims, which allows you to make online claims with no forms and no hassle.

Learn more about Pet Insurance

Find out more about pet insurance with our guides to the best pet insurance for dogs, for cats, and the average cost of pet insurance.

By Sam Gilbert

Top questions answered by us

• I have a pug cross breed. Can I join this group?

  Designer pug cross breeds such as the frug (pug x french bulldog), the puggle (pug cross beagle), the pugtzu (pug cross shih tzu), the jug (pug cross jack russell) and the chug (pug cross chihuahua) are becoming increasingly popular. We now have a special group for them - you can join it here.

• How much is pet insurance for pugs?

  It's annoying to have to say this, but it depends! The reality is that the price of insurance for pugs varies based on several things. Firstly, it depends on how old your pug is - pug puppies under the age of 2 are generally cheaper to insure than older pugs. The second factor is the type of insurance you choose for your pug - lifetime pet insurance is more expensive than basic insurance (which excludes pug heath problems that have previously been treated). And finally, the amount of cover you choose for vet bills makes a difference to the price. Some members have helpfully shared some of the quotes they've had in the forum.

• What pug health problems are particularly common?

  Pugs are short-muzzled (or, in technical language, "brachiocephalic") dogs, and as a result they have a higher-than-average incidence of breathing problems. They are also the most likely breed to need treatment for eye conditions, due to the shape of their face. Additionally, they can suffer from problems with intestines, skin allergies and the patella bone in the leg, which can all result in a need for potentially costly vet treatment.
  
  In 2013, Petplan paid £1,816 to treat Pumba the Pug for neurological disorders, common in Pugs. The same year, they also paid out £2,838 to treat Daisy the Pug for Mast Cell Tumours, which are also common in Pugs, along with various other types of tumours, cysts and growths.

  Pugs Life and Pug World both have useful details about these issues and steps you can take to help keep your pug healthy.

• Do pugs really get stolen?

  Sadly, they do. Pugs have been targeted in thefts from pet shops, gardens, and even burglaries
  at private homes. Pug puppies are especially vulnerable to thieves. We think it's important that Pug Insurance includes cover to help with the costs of searching for a lost or stolen pug, including offering a reward.

• I have a dog but it's not a pug - how can I club together with other owners to buy insurance?

  We'd love to hear from owners of other kinds of dog who are interested in starting a similar group. Please get in touch and let us know about your dog and if there are particular things you are looking for from dog insurance.