Close
  • Existing customers
  • Help
  • Home
  • Pet policies
  • Pet guides
  • About us
Bought By Many

38,491 Members

Get a quote

Insurance For Pets With Pre-existing Conditions

Get a quote
Bought By Many pet insurance logo

  • Cover for past medical issues We can cover your pet if it has been treatment, medication and advice free for three months before your policy starts.
  • Vet fees We offer £500 of vet fee cover for pre-existing conditions, which increases after the first year if you do not claim for the condition. New conditions are covered up to £7,000 every year.
  • Comprehensive cover Farewell cover if your pet has to be put to sleep and liability insurance included as standard.

We provide £500 of cover in total for all pre-existing conditions in the first year of your policy. If you do not make a claim for any conditions we’ll increase your vet fee limit to £1,000 in the second year and if you still haven’t claimed we’ll increase the limit to £7,000 from year three onwards.

If you do have to make a claim in the first two years for a pre-existing condition that reoccurs, your vet fee limit will remain at or drop to £500 for pre-existing issues.

Other insurers that say they cover pre-existing conditions usually state your pet has to have recovered from them at least two years ago but we believe pet owners need an option for more recent conditions.

We do not cover conditions experienced in the three months before the start of your policy.

We have a 15% multi-pet discount for pets on the same policy.

If your pet has a condition that it has not needed treatment, medication and advice for in the past two years it can be covered on all of our pet insurance policies.

An innovative claims process - we've launched Snap Claims, which allows you to make online claims with no forms and no hassle.

Check out our clear and simple Pre-existing policy wording document to find out what our insurance does and doesn't cover.

Bought By Many pet insurance logo Get a quote

What people say

Kurt Preuss

Kurt Preuss

Pet Insurance Group

"Extremely helpful, knowledgeable and very friendly. The last thing you need when trying to care for a loved pet is further problems from ..."

Read more testimonials
Rob Callaghan

Rob Callaghan

French Bulldog Insurance Group

"I actually bought my French bulldog puppie insurance with more than after seeing this ad, the best thing I did as 5 days later she broke ..."

Read more testimonials
John Holt

John Holt

Pet Insurance Group

"My claim was dealt with quickly and with no problems. Excellent service and thoroughly recommended"

Read more testimonials

Join 38,491 others

We’ve designed insurance that offers cover for past conditions as long as your pet has not had treatment or advice in the three months before a policy starts

Get a quote

As featured by

Sunday Times logo
Radio 4 logo
Daily Telegraph logo
Wired logo

Who are Bought By Many

Steven Mendel - CEO & Co-Founder

Steven Mendel

CEO & Co-Founder

Steven founded Bought By Many with Guy to shift the balance of power in insurance.

Guy Farley - CTO & Co-Founder

Guy Farley

CTO & Co-Founder

Believes in the need for more transparency and innovation in the financial services industry.

Sam Gilbert - Marketing Director

Sam Gilbert

Marketing Director

He is passionate about the power of data and technology to make society better.

We work with the best insurers

John Lewis Insurance logo
Petplan logo
More Than logo
Vitality Health logo
  • Better Society 2016 Awards Shortlisted logo
  • Fintech Innovation Awards Winner 2015 logo
  • The British Insurance Awards 2015 Winner logo
  • Insurance Technology Awards 2014 Winner logo
  • The Fintech 50 2016 logo
  • Fintech Innovation Awards Winner 2016 logo
  • Financial World Innovation Awards 2014 Commended logo
  • Reviews & guides
  • About
  • Jobs
  • Testimonials
  • Terms
  • Privacy
  • International
  • Help

Bought By Many Ltd is a company registered in England and Wales with number 7886430. Address: 1-10 Summers Street, London EC1R 5BD. Bought By Many Ltd is authorised and regulated by the Financial Conduct Authority - Register number 652623. This register can be checked for details of our permissions, history and contact details.