Painters and Decorators Insurance

For any independent worker, contractor or business owner, both public liability and personal accident cover are extremely important to consider. Part of your job is keeping your customers and employees safe, as well as managing the risks from paints, varnishes and solvents. The work can be risky and even the most experienced and skilled professionals can make mistakes or be injured on the jobs.

Public Liability Insurance covers against compensation claims from the public, property owners or visitors to your premises. Last year the average public liability claim to AXA Business Insurance for injury was £12,000 and for property damage was £3,700. When you take out a policy through our group, you get to choose from a variety of cover levels, so that you can tailor the policy to your needs.

Personal Accident Cover gives you peace of mind if you are injured at work, including the permanent loss of use of limbs, sight, hearing and other injuries. This covers you for 24 hours both at work and during leisure time.

Employers’ Liability Insurance is a legal requirement if you own a business that employs anyone including sub-contractors or apprentices. If you’re not covered for at least £5 million employers’ liability, fines can be as much as £2,500 a day.

Tools Cover protects against accidental damage or theft of tools. AXA Business Insurance report their average tools insurance claim is £1,150.

Why we started this group

Using the collective buying power of group members, we’ve negotiated cheaper business insurance for Painters and Decorators in the UK. Members of this group get a 20% discount on their first year of AXA Business Insurance. This member discount is on top of the 10% policy lifetime discount advertised on AXA's website for customer who purchase online.

It is free to join this group and saves you the time and hassle of researching insurance policies to find the right one for you.

By Vicky Battcock