Market Trader Insurance

Bought By Many makes it quick and easy to get a quote for market trader insurance.

Our liability cover for market stalls is flexible and offers more than the insurance provided by trade associations.

We give you a choice between £1m, £2m and £5m public and products liability and have options for:

• Employers' liability - up to £10m
• Business tools and equipment - up to £10,000 and £5,000 for cover in unattended vehicles
• Personal accident cover - up to £10,000

Why does a market trader need insurance?

Many local authorities and markets require you to have insurance in place before you set up your pitch. We aim to take the stress out of getting annual cover in case anything goes wrong.

We cover all kinds of market traders, whether you sell fruit and veg, clothes, or hot food. We also cover stalls in street markets, events, or Christmas markets.

Our liability and products insurance is designed to cover legal costs if you or your products harm someone or their property.

We can cover most goods you'll be selling, the main exclusions are children's toys and second hand or reconditioned products.

What insurance does a market trader need?

Public and products liability insurance is designed to cover legal costs if any of your products or business activities harm a client or a member of the public or damage their property.

Employers' liability is a legal requirement if you have any employees working on your stall, including volunteers or people doing work experience. Our insurance covers up to £10m.

Personal accident cover offers a payout if a director or employee is injured as a result of your business.

Our insurance covers all kinds of stalls including hot and cold food businesses and market stalls. We can cover most goods, the main exclusions for market stalls are children's toys and second hand or reconditioned products.

Find out more about insurance for market traders and see how our cover compares to insurance offered by trade associations such as the Stallholders Club here.

By Digby Bodenham