Labrador Pet Insurance

Join other UK Labrador owners to demand a fairer deal from pet insurance companies

About this group

Labrador, Labrador Pet Insurance

About Labradors

Labrador is the most popular breed of dog by ownership in the UK, with over twice as many Labradors registered as the second most popular breed. They are also the most popular breed of registered dog in the USA, Canada, Australia, New Zealand and Israel.

Labradors are extremely playful and energetic animals and need structured leadership from a young age. That said, they are also very eager to please their humans and easily trainable, making them a hugely popular breed for use as guide and therapy dogs, as well as with the armed forces and the police.

The most decorated dog in the world is a Lab named Endal, a British service dog who was, amongst other things, the first to ride the London eye and work a ‘chip and pin’ ATM card, and appeared in almost 350 films. Other famous dogs include Marley from the book and film Marley and Me, Brian from Family Guy, Bouncer in Neighbours and Vincent in Lost.

Why buy pet insurance for your Labrador?

While these special dogs are generally considered to be one of the healthiest breeds, they can suffer from some inherited disorders, such as joint and hip problems, eye problems and exercise induced collapse. They are prone to obesity if over fed (they have big appetites). You can read about what this means for insuring Labradors in our blog for The Labrador Site.

Why join the Labrador Insurance group?

We created this group to help Lab owners use their collective buying power to get a better deal on pet insurance. We've already negotiated a special offer with MORE TH>N - so please join the group to find out more. And if you know other Labrador owners, why not invite them to join too? The bigger the group becomes, the stronger its collective buying power will be.

Learn more

Find out more about insurance with our guide to the best pet insurance for dogs.

Ronny Lavie By Ronny Lavie

Community questions and answers

Hip Displasia

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  • avatar for PaulaPaula 1 month, 2 weeks ago

    Hi All My 2 year old lab retriever has just been diagnosed with hip displaysia and whilst I am insured for lifetime condition up to £4K a year I am concerned that come renewal that they will ramp up my premiums and really, if I want to continue to have cover for him, they have me by the short and curlies don't they as no other insurers will take on pre-existing conditions - some do take it but the animal has to be treatment free for two years. Has anyone else had their pup diagnosed with this - what what the outcome of treatment - has it affected your dog long term and quality of life. He's only young and I am desperately worried even though I have a great vet. Did you find that your insurance covered the treatment adequately if you had it on lifetime cover. Only a recent diagnosis hence the panic and questions - still waiting for vets to come up with a range of treatment options - one of which is a hip replacement which sounds costly let alone a huge operation. So worried.............

German shepards

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  • avatar for AlmaAlma 3 months, 2 weeks ago

    Do you insure german shepards

European insurance

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  • avatar for ValerieValerie 1 year, 5 months ago

    We holiday to France every 2 years and need cover for this within our insurance - is this possible?

  • avatar for HeidiHeidi (Bought By Many staff) 1 year, 5 months ago

    Hi Val, yes it is certainly possible. You can either add it on to one of the lower level policies, or it is automatically included in the higher priced policies. You will be able to see a break down on the quote screen - but if you need anything clarified I would give them a call, as you will get more information, if you do call them, please quote PETBBM to ensure you get your discount! I hope that helps. Heidi

Weimaraner do you cover this breed

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  • avatar for BarbaraBarbara 1 year, 5 months ago

    i have a 6 year old dog neutered. He has never needed treatment beyond normal injections. Do you offer cover Barbara Mcclelland

  • avatar for HeidiHeidi (Bought By Many staff) 1 year, 5 months ago

    Hi Barbara, thank you for getting in touch. We certainly do, I have attached the link below to our Weimaraner group, just click on the link, select 'join the group' and this will take you through to get a quote! https://boughtbymany.com/offers/weimaraner-insurance/ I hope it helps! Kind regards, Heidi

  • avatar for MaggieMaggie 1 year, 5 months ago

    I have a 9 year old Labrador and pay £165 per MONTH for his insurance I am not saying he hasn't had his share of health problems but this is ridiculous .who will take him on however ?? He is healthy at the moment but had a nasty operation last year after he slipped a disk in his neck .I don't mind PAYING for insurance but feel I am being totally ripped off Maggie Richardson

  • avatar for HeidiHeidi (Bought By Many staff) 1 year, 5 months ago

    Hi there Maggie, I am really sorry to hear that. I am glad your lab is healthy despite last years operation. You are in a difficult position as far as we know, no insurer will take him on and agree to cover him for everything, there will be certain exclusions, so essentially anything that could be related to previous health problems will not be covered. We are working on a group for pets with pre existing conditions, but unfortunately, it is not something we have managed to solve just yet. I am sorry we could not be more help. Kind regards, Heidi

Renew dog insurance

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  • avatar for MarleneMarlene 1 year, 6 months ago

    how do i renew my dog insurance with you?

  • avatar for RonnyRonny (Bought By Many staff) 1 year, 6 months ago

    The renewal should be done directly with More Than (although your Bought by Many discount will carry through). Have you received your renewal letter?

Pet insurance

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  • avatar for KarenKaren 1 year, 6 months ago

    Black Labrador Age 12 and golden Retriever age 8

  • avatar for HeidiHeidi (Bought By Many staff) 1 year, 6 months ago

    Hi Karen, to get a quote, please select 'join the group' above and this will take you through to get a quote! I hope that helps. Kind regards, Heidi

  • avatar for AndreaAndrea 1 year, 3 months ago

    Do you do insurance for white west highland terriers? ( westie)

  • avatar for HeidiHeidi (Bought By Many staff) 1 year, 3 months ago

    Hi Andrea, yes we do! Here is the link - https://boughtbymany.com/offers/west-highland-terrier-insurance/

VetsMediCover

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  • avatar for LindaLinda 2 years, 3 months ago

    Hi Is there a discount available for VetsMediCover labrador insurance? Many thanks Linda

  • avatar for SamSam (Bought By Many staff) 2 years, 3 months ago

    Hi Linda - yes, we have a £15 cashback offer with VetsMediCover, which is open to members of our Labradors group. We will email you a link you can use to get a quote.

  • avatar for LindaLinda 2 years, 3 months ago

    Hi Sam Many thanks for that. Linda

Labrador Insurance via More Than

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  • avatar for CherylCheryl 3 years, 3 months ago

    Hi I have just done a quote for Daisy my 3.5year old labrador. She is with Pet Plan at the moment and I am wondering about changing. The difference between one premium and the other is £6.64 per month cheaper. The thing is with Pet Plan it is for the animals life not until they reach 10. Some insurers cut off cover once a dog reaches 10. Does anybody know what More Than do? And will they pay the vet direct as Pet Plan do? I hesitate to change but of course costs come into it as we have a finite income. Thanks Cheryl

  • avatar for SamSam (Bought By Many staff) 3 years, 3 months ago

    Thanks for your questions Cheryl. More Than do indeed pay the vet directly (provided that the vet agrees to this); and I will check with them about any age-related restrictions. You can also find out more about the policy via this link: http://www.morethan.com/pet/bbm

  • avatar for LindaLinda 2 years, 3 months ago

    Hi I am with more than and have their premier cover which I pay £47.49 per month. This was before I knew about Bought by many. I have now asked for a quote through Bought by Many and it has gone up to £50.79 which I think it outrageous. I have not claimed in the last 3 years. I have since found VetsMediCover which is their premium cover at £32.50 per month. This is life time cover and a yearly vets fees up to £10,0000. Not sure if I can get discount with Bought By Many? If someone could let me know I would be really grateful. Many thanks Linda This is a great site.

  • avatar for EliseElise 1 year, 7 months ago

    I have just asked for a quote for more than and it was not discounted in any way, in fact it was a few pence more expensive.

  • avatar for HeidiHeidi (Bought By Many staff) 1 year, 7 months ago

    Hi Elise, sorry to hear that. In order to resolve the matter, could you delete your cookies (or use an incognito browser) and then try going through Bought By Many again. This should show the reduction. Unfortunately More Than's website 'remembers' your details so the discount doesn't always go through correctly if you go to their website first! I hope that helps. Kind regards, Heidi

Start a discussion

How much is basic pet insurance for a Labrador?

Based on insuring a 3-year old Labrador, for 12 months, in an MK postcode. Minimum criteria: £3,000 vet fees cover. Data as at 11 September 2014.

MORE TH>NBasic£13.13 per month3/5 Defaqto rating
John Lewis InsuranceEssential£18.37 per month4/5 Defaqto ratingQuote
PetplanEssential£19.37 per month3/5 Defaqto ratingQuote

Defaqto has a star ratings system for pet and other types of insurance. "A basic product, with a low level of features and benefits" scores 1 star, while "An excellent product with a comprehensive range of features and benefits" scores 5 stars. Find out more.

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