Hair and Beauty Insurance

Bought By Many makes it quick and easy for hair and beauty professionals to get insurance.

Our cover is designed for self-employed hair and beauty professionals and small businesses. It includes liability cover and a range of options such as employers' liability and offers more than the insurance provided by trade associations.

We give you a choice between £1m, £2m and £5m public and products liability and have options for:

• Employers' liability - up to £10m
• Business tools and equipment - up to £10,000 and £5,000 for cover in unattended vehicles
• Cover for specific treatments available up to £1m

Our insurance can cover mobile hairdressers, barbers, make-up artists, waxing therapists, eyebrow threading technicians, massage therapists. We can provide cover if you're renting a chair in a salon, work at weddings and more.

See all the treatments we cover and the things we exclude

Why do hairdressers and beauticians need hair and beauty insurance?

Our hair and beauty liability and products insurance is designed to help with legal costs if your treatments, your products or business activities harm a client or a member of the public, or damage their property. For example, if you burned someone while straightening their hair and they took legal action you could use your insurance to cover your costs.

Our tools and equipment option might come in handy if your scissors and blades are stolen from an unattended vehicle.

Employers' liability cover is a legal requirement if you have any employees working for you, including volunteers or people doing work experience. Our insurance covers up to £10m.

Personal accident cover offers a payout if a director or employee is injured as a result of your business.

Compare our hair and beauty therapist insurance with insurance offered by trade bodies here.

Learn more about the costs of public liability insurance.

By Irina M. Wells