Hair and Beauty Insurance

We don't currently have an insurance offer for hair and beauty therapists but you can check our Hair and beauty insurance guide to learn more about small business insurance and find cover.

You can also read about the costs of public liability insurance in order to find out how much hair and beauty insurance might cost.

What makes a good hair and beauty insurance policy?

Whether you're a self-employed hair and beauty professional or have a small business you could benefit from insurance that includes liability cover and offers a range of add-on options such as employers' liability, products liability, personal accident and cover for tools and equipment.

Who needs hair and beauty insurance?

Beauty professionals that could benefit from hair and beauty insurance include, but are not limited to:

• mobile hairdressers
• barbers
• make-up artists
• waxing therapists
• eyebrow threading technicians
• massage therapists
• renting a chair in a salon or work at weddings and other events

Why do hairdressers and beauticians need hair and beauty insurance?

Hair and beauty liability and products insurance is designed to help with legal costs if your treatments, your products or business activities harm a client or a member of the public, or damage their property. For example, if you burned someone while straightening their hair and they took legal action you could use your insurance to cover your costs.

Cover for tools and equipment might come in handy if your scissors, blades or any other equipment is stolen.

Employers' liability cover is a legal requirement if you have any employees working for you, including volunteers or people doing work experience.

Personal accident cover offers a payout if a director or employee is injured as a result of your business.

By Irina M. Wells