Travel Cover For People Who Have Been Refused Insurance

Join this group to get insurance, even when you have been refused cover elsewhere

About this group

Holiday, Travel Cover For People Who Have Been Refused Insurance

Being diagnosed with a chronic condition may be devastating, and can affect life in so many different ways. Your mobility, your living arrangements, your diet and the way you interact with those around you can all change.

Most people don’t expect one of the drastic changes in their lives to be the cost of their travel insurance. However, the reality is that travel insurance quotes can go through the roof once you tell the insurance company you have a medical condition. In fact some insurers deliberately price high to avoid taking on the business at all.

Some people are refused cover by the insurance companies altogether, as they are considered too ‘high risk’ to insure. It is still common for insurers to refuse to quote for patients who are awaiting a diagnosis, undergoing treatment or on a waiting list. Since it is still important to declare all medical conditions honestly and fully (as failing to do so may invalidate your entire policy), this leaves many people out of options.

However, with most medical conditions, as long as certain precautions are taken and a doctor approves the travel plans, there is no reason the person affected could not enjoy a relaxing, and even active holiday. We believe that the scarcity and cost of insurance should not be factors that stop people from going on holiday, and so we started this group to help those with who are turned down not only to get cover, but to get it at fair prices.

By joining this group, you join together with others to use the collective buying you share to change the insurance industry for the better and save money on your insurance.

Ronny Lavie By Ronny Lavie

105 Members

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Community questions and answers

Travel insurance

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  • avatar for MargaretMargaret 2 months, 3 weeks ago

    I would like a quote please.

  • avatar for HeidiHeidi (Bought By Many staff) 2 months, 3 weeks ago

    Hi there Margaret Thank you for getting in touch. I would suggest getting in touch with Free Spirit. Free Spirit are a travel insurer who specialise in medical conditions and older travellers. They offer cover for a greater range and severity of medical conditions than most other insurers, so we feel they are in a good position to help our the members of our medical condition groups. We've negotiated a deal with them for members to provide a 12.5% discount. You can get this discount by quoting and buying online here: If Free Spirit cannot quote online, they consider a wider range of people (and offer a more thorough service) over the phone. Hence you can still get the Bought by Many discount if you call them on 0845 230 5000 and quote BOU2310. I hope that helps! Kind regards Heidi

Travel insurance.

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  • avatar for MargaretMargaret 2 months, 3 weeks ago

    I have Copd, osteoartris, oesteoporosis. And would very much like to get away to the sunshine

Crohns disease

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  • avatar for GillGill 4 months, 1 week ago

    Although I have had a couple if bowel resection last in November 2014 I am fairly ok. I just need a quote for a fortnight in USA later this year I would be grateful if I could get a quote I am going on September 18 2016 until 3 October 2016 Thsnks

  • avatar for HeidiHeidi (Bought By Many staff) 4 months, 1 week ago

    Hi there Gill, sure, you can follow this link to get your quote -, I hope that helps. Kind regards, Heidi

Still Can't get travel Insurance

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  • avatar for LYNNLYNN 1 year, 6 months ago

    I am at stage 3 and still can't find travel insurance under £300 for 2 weeks in Majorca, tried hundred's of companies, I'm not on oxygen, but because I've had few hospital visits and take 3-5 medicines HELP PLEASE I'm 47

  • avatar for HeidiHeidi (Bought By Many staff) 1 year, 6 months ago

    Hi Lynn Thanks for getting in touch. We are currently trying to find somebody to look after the group for people who have been refused cover. So please do join the group, as this gives us more negotiating power with insurers. A couple of companies we have looked at working with (although do not have a partnership with at the moment) are OR they may be able to help you. I hope that helps you. Heidi

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