About this group
There are a number of things about purebred cats which affect how they need to be insured, so we've created this group to help owners use their combined buying power to get the best cat insurance.
Firstly, many breeds of cat are popular choices as house cats - Ragdoll and Russian Blue being good examples. Because these cats spend all their time indoors, they are less likely to pick up infectious diseases, require vet treatment for injuries, or to go missing.
Secondly, the breeding process can lead to cats having a predisposition to develop certain medical conditions. For example, some lines of Persian cats have high incidence of kidney and heart problems, while Siamese and Abyssinian cats are more likely to end up at the vet with eye and ear issues. It's important that these conditions are not excluded from cat insurance policies.
Finally, purebred cats often represent a material financial investment. Very few people are in the market to spend £17,000 on a hypoallergenic Ashera cat (a Savannah hybrid), but buying a kitten from a breeder is not cheap and usually costs several hundred pounds. So, replacement costs do need to be taken into consideration.
We said that if 100 owners registered interest by joining this group, we'd commit to opening a conversation with companies that offer pet insurance to find the best possible deal for your cats. And we're delighted that we've now completed those negotiations, and agreed an exclusive offer for group members with John Lewis. So please join the group to find out more!
By joining this group, you club together with other pure breed cat owners to get the best deal on pet insurance for your companion.
* You can read the full Terms and Conditions here.
Top questions answered by us
I have multiple cats. How can I reduce my cat insurance cost?
4 in 10 cat owners have more than one cat, and it's not uncommon for breeders to look after 10 or more cats, so it's surprising that more cat insurance companies don't tailor their insurance policies. Our intention is to agree an additional discount for members of this group who need to multiple cat insurance.
Which breeds can join this cat insurance group?
At the moment, the group is focused on the most popular cat breeds in the UK. These are listed below, but please contact us if you have a different breed of cat and would like to join the group.
Abyssinian, Asian, Australian Mist, Balinese, Bengal, Birman, Bombay, British Blue, British Shorthair, Burmese, Burmilla, Cornish Rex, Devon Rex, Egyptian Mau, Himalayan, Khao Manee, Korat, LaPerm, Maine Coon, Manx, Munchkin, Nebelung, Norwegian Forest, Ocicat, Oriental, Persian, Ragamuffin, Ragdoll, Russian Blue, Savannah, Siamese, Siberian, Singapura, Snowshoe, Somali, Sphynx, Tiffanie, Tonkinese, Toyger
Why do people buy pet cat insurance?
Pet insurance for cats in the UK typically gives owners and cats protection from the financial impact of unexpected vet bills and boarding fees. It can also provide help with the costs of advertising to find missing cats.
Why is pet Insurance for older cats more expensive?
The cheapest pet insurance for cats does tend to be for younger cats - particularly kittens under the age of 2. Older cat insurance is usually more expensive simply because as the probability of illness leading to a need for vet treatment increases as cats get older - particularly when they are over the age of 8 and classed as "senior". Buying lifetime cat insurance when your cat is younger can be a way of reducing the cost of insurance in future.
Where can I compare cat insurance?
If you need cat insurance urgently, there are several websites you can use to do a cat insurance comparison. These are the most searched for in the UK:
1. Go Compare Pet Insurance for Cats
2. Compare the Market Cat Insurance
3. Moneysupermarket Cat Insurance
Moneysupermarket is particularly good for cat insurance reviews.
What are the most popular cat insurance UK companies?
These are the 10 most searched for cat insurance companies so far this year:
1. Tesco Cat Insurance
2. Argos Cat Insurance
3. RSPCA Cat and Kitten Insurance
4. Sainsburys Cat Insurance
5. Direct Line Cat Insurance
6. Petplan Cat Insurance
7. Marks and Spencer Cat Insurance
8. PDSA Cat Insurance
9. Pets At Home Cat Insurance Quotes
10. Agria Pet Insurance (Cat)
Community questions and answers
I used this fantastic discount last year and got a great deal for my 2 maine coons. I have just had the renewal through and there is no mention of the continuing offer for next year, is it a one time offer? Thanks, Charlotte.
Congratulations on your anniversary as Bought By Many's customer, Charlotte! You do get the same discount at renewal, and in subsequent years, so the payment should reflect that. Apologies for the confusion in the communication, we'll get in touch with More Than to make sure it's clear in the renewal letter. Cheers, Maria
cat breeders insuranceView answer
Is it possible to rate peoples experience with any dealing with breeders insurance claims for example a. Do insurance co's have many restrictions b. Are they prompt in their dealings with you c. Do they all have similar maximum veterinary fee claims in one year I hope you don't mind me asking I am telephoning round for various quotes at the moment Andrew
More than InsuranceView all 2 answers
Just to let you know that more than Insurance are now finally doing a multi pet insurance, Still a bit pricey but better now than what I was paying for my cats and dogs individually through them.
Many thanks Karen, that's very helpful feedback
Bengal Cat InsuranceView all 2 answers
We have a Snow Bengal, Savannah (6yrs old) and sadly on the 10 Sept 2012 lost Rufus (7yrs old) our Brown marble Bengal. Our daughter Biba (Messaged on FB about this) has Maisie, 3yrs old Peach Bengal aswell. We would all be interested to see what is on offer eventually. Thank you Nick & Val Mortel Warsash, Hampshire. UK
Thanks Nick & Val, and very sorry to hear the sad news about Rufus. We will do our best to get a great offer for Savannah, Maisie, and the other cats in the group.
How many cats do you have?View all 14 answers
We've had several questions from members of the group about what options there are for insurance if you have several cats. It would be great to hear how many cats you have - it's very useful information for our discussions with pet insurance companies & might mean we can negotiate a better deal. Thanks!
I have 6 cats in total 4 for breeding My Egyptian Mau's and My other two cats which I have as pets my Russian Blue and Normal Domestic Shorthair if that helps
Very helpful - thanks Sheri!
I only have the one - technically a moggie - but 3/4 Bengal and 1/4 Maine Coon - so would be interested to see what deal Bought by Many can come up with ;) The PDSA reckon that i could put Eddie as a crossbread and get away with it - but he's worth the extra money of tis the right policy. Wishing fa thee Abundance and Giggles Scott
Thanks Scott - and welcome Eddie :)
I have 4 Siamese. Would be great to get a group insurance rather than having to take out individual ones.
Many thanks Karen - I agree it makes much more sense to have a policy which provides insurance for multiple cats & we will do our best to find one. Have you found any pet insurance companies which make it straightforward to get a quote for your 4 siamese?
I have not had any problems getting quotes but they are always on a individual cat basis which is very costly. I currently use more than. I did ask if they would provide me with a multi cat insurance but was told that they don't do that. Having recently had vet bills for over £3000 for one of my cats who suffered a horrific dog attack I would not be without insurance. It was very frustrating though that they have increased her premiums to a ridiculous rate because I have had a claim. The other issue I had at the time was that my vet refused to do the initial emergency operation until I had paid them £1000 up front. (they then told me after that they were surprised she pulled through grrrr) Getting hold of that cash instantly was a problem at a time when I was highly distressed. This was the one and only time I had ever made a claim and had wrongly thought that as she was insured the insurance company would liaise with the vets. I was told that I would have to pay up front and then claim back from the insurance company. Getting hold of £3000 was not easy for me. More than were quite happy to pay the vets direct but I was then told that the vets policy was that you had to pay them first and then claim back from the insurance company. They don't tell you that at the time!!!! regards Karen
Karen, thank you so much for this - it's really valuable for us to understand the issues owners face, both with arranging insurance in the first place and with making claims, and it's a big help in finding the right insurer. How frustrating and absurd that the vet wouldn't accept payment directly from the insurance company!
We have three cats in all - 1 x siamese cross, 1 x ginger moggy and 1 x Canadian Hairless Spynx
I just have the one a beautiful chocolate point siamese!!
Many thanks Cath & Kirsty - and welcome to the group!
I have two Russian Blues, Anouska and Sasha.
Welcome Ruth, Anouska, & Sasha!
How much is long term pet insurance for a pedigree cat?
Based on insuring a 3-year old Persian cat, in an MK postcode. Vet's fees are covered up to £4,000 for Petplan, £7,500 for John Lewis, £12,000 for MORE TH>N. Data as at 11 September 2014.
|John Lewis||Plus||£16.14 per month||5/5 Defaqto rating||Quote|
|MORE TH>N||Premier||£15.22 per month||5/5 Defaqto rating||Quote|
|Petplan||Classic||£17.60 per month||5/5 Defaqto rating||Quote|
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