Close
  • Existing customers
  • Help
  • Home
  • Pet policies
  • Pet guides
  • About us
Open menu Bought By Many
Existing customers
  • Pet policies
  • Pet guides
  • About us

3 Simple Young Driver Insurance Tips

Sam Gilbert By Sam Gilbert 3rd September 2014

Although the cost of insurance for young drivers has fallen since we started our campaign last year, it still averages over £1000. We'll never stop demanding insurance companies do a better job for young drivers - but we thought it would be helpful to provide some tips you can use to lower your insurance costs right now.

Tip 1: Be smart about getting quotes

Although comparison sites like Confused.com are a quick & easy way to get multiple quotes, they have a couple of drawbacks. First, they don't cover every insurance company; and second, they are more focused on price rather than the quality of the insurance. So, we've reviewed independent research on the options for young drivers to come up with a Top 5 we'd suggest you try:

  1. Co op Young Driver Insurance - 17 out of 20
  2. Aviva Young Driver Insurance - 16 out of 20
  3. AA Young Driver Insurance - 15 out of 20
  4. Churchill Young Drivers Car Insurance - 13 out of 20
  5. Endsleigh Car Insurance - 13 out of 20

You can read how we scored the different companies here and we've listed the nine best black box providers here.

Tip 2: Increase your excess to lower your quote

Once you've found the best quote, you can often make it cheaper by increasing the excess to £1000 (the excess is the amount you have to pay if you make a claim on your insurance). In fact, our research suggests this can save you as much as £400 per year.

You can then buy a separate policy to insure your excess for only £39.99, so you're covered if you do need to make a big claim.

Tip 3: Rethink your choice of car

The smaller your's engine car, the cheaper it will be to insure. Choosing a car in Insurance Group One will make a massive difference to your quotes.

The effect might even be enough to make a new car affordable. Recently Marmalade have started offering 12 month's free insurance when you buy a new car through them. With prices starting at £175 a month, it's an interesting alternative solution to getting cheaper car insurance.

That's it. Let us know how you get on with these in the Young Drivers Insurance forum - or if you have tips of your own you'd like to share.

"Didn't think I would be able to get great Pet Insurance at such a great price 😸"

Karen Gough Karen Gough
Read more testimonials

Think Young Drivers deserve a fairer deal from insurance companies?

Then please add your voice by joining the Young Drivers Insurance group.

Join the group

Related Offers

  • Backpacker Insurance
  • Student Gadget Insurance
  • Tweet
More like this:

Group 1 Car Insurance Cars

Group 1 cars are often the cheapest to insure. If you're looking for cover, check out our guide t...

  • by Ronny Lavie

Best Car Insurance for Young Drivers 2019

We've reviewed independent expert sources to come up with candidates for the accolade Best Young ...

  • by Steven Mendel

Review: Elephant Car Insurance

Summary Elephant.co.uk is a car insurance company predominately aimed at young drivers. Estab...

  • by Ronny Lavie

Review: Marmalade Car Insurance

Summary Marmalade is a specialist car insurance company, focused on young drivers. They provid...

  • by Ronny Lavie

Review: Privilege car insurance

Learn about the details of Privilege's car cover

  • by David Woodfield

Go Skippy car insurance review

Key policy features Go Skippy offers three levels of car insurance It is a broker and works wit...

  • by David Woodfield

Backpacker Travel Insurance - The Basics

Travelling the remote areas of the world for months at a time means that backpacking can be the t...

  • by David Woodfield

If you’re a young driver, insurance is starting to get more affordable - and here’s why.

The black box Tired of being written off as a boy (or girl) racer? You can opt to have a black b...

  • by Ronny Lavie
  • Reviews & guides
  • About
  • Jobs
  • Testimonials
  • Terms
  • Privacy
  • International
  • Help

Bought By Many Ltd is a company registered in England and Wales with number 7886430. Address: 1-10 Summers Street, London EC1R 5BD. Bought By Many Ltd is authorised and regulated by the Financial Conduct Authority - Register number 652623. This register can be checked for details of our permissions, history and contact details.