Review: Tesco Pet Insurance

Ronny Lavie By Ronny Lavie

Key policy features

  • Tesco pet insurance has four levels of cover
  • It offers a range of discounts
  • All Tesco policies include access to a 24/7 Vetfone advice line

Summary

As one of Britain’s most well-known supermarket chains, Tesco needs no introduction. However, not everyone is aware Tesco also offers financial services, including current accounts and pet, breakdown and home insurance.

Click the link to see if Tesco made it to our list of Top 10 Pet Insurance providers.

Find out how you can save up to 20% on pet insurance by joining Bought By Many.

Overview of the cover provided by Tesco Bank Pet Insurance

Tesco Pet Insurance has four levels of cover:

Premier (Lifetime policy) – includes £7,500 or £10,000 for vet fees, in the UK or abroad; dental cover (for accident, illness and injury); up to £1,500 cover for death from accident or illness; up to £200 if your pet needs to be put to sleep (includes burial or cremation); up to £1,000 for advertising and reward if your pet is stolen or goes missing; and up to £1,000 for kennels, cattery or pet minding for your pet if you are hospitalised for emergency medical treatment.

Learn more about lifetime pet policies here.

Extra (Per Condition policy) – includes £4,000 or £7,500 for vet fees, in the UK or abroad; dental cover (for accident only); up to £1,500 cover for death from accident or illness; up to £200 if your pet needs to be put to sleep (includes burial or cremation); up to £1,000 for advertising and reward if your pet is stolen or goes missing; and up to £1,000 for kennels, cattery or pet minding for your pet if you are hospitalised for emergency medical treatment.

Standard (Time Limited policy) – includes £3,000 for vet fees, in the UK or abroad; dental cover (for accident only); up to £1,500 cover for death from accident or illness; up to £200 if your pet needs to be put to sleep (includes burial or cremation); up to £1,000 for advertising and reward if your pet is stolen or goes missing; and up to £1,000 for kennels, cattery or pet minding for your pet if you are hospitalised for emergency medical treatment.

Accident and Injury (Time Limited policy) – includes £3,000 for vet fees, for accident or injury only. Illness is not included and this policy only covers your pet in the UK. Dental cover is also included, for accident only.

For more information about what Lifetime, Per-Condition and Time-Limited policies are, check out our Pet Insurance FAQs.

All policies include complimentary treatment physiotherapy, homeopathy or hydrotherapy (on the advice of a vet. Terms apply).

All customers get access to a 24/7 Vetfone advice line, as well as helplines for pet bereavement counselling and legal advice.

Excess starts at £60, and customers can choose to increase this to lower premiums.

See how Tesco Pet Insurance compares to other providers in our guide to the best pet insurance for Dogs and for Cats.

How much does pet insurance from Tesco cost?

The cost of pet insurance is affected by many different factors, such as the type and breed of pet, the pet’s age and medical conditions and the owner’s postcode.

That said, Tesco Pet Insurance have several discounts available, including a 10% multi-pet discount, a 15% online discount and a discount for Tesco Clubcard holders.

What do Tesco Pet Insurance reviews from customers say?

On Reviewcentre.com Tesco Pet Insurance has an average score of 2 out of 5 stars from 227 reviews, with 30% of customers who saying they would recommend the service.

On Money.co.uk Tesco has 4 out of 5 stars from 63 reviews.

What do Tesco Pet Insurance reviews from the experts say?

Independent financial researcher Defaqto has rated Tesco Pet Insurance’s Premier Cover policy as 5 Star, the company’s Extra Cover was rated as 4 Stars, their Standard Cover was rated as 3 Stars and their Accident and Injury cover was rated as 1 Star.

A Star Rating indicates where a product or proposition sits in the market based on the quality and comprehensiveness of the features it offers.

A 5 Star rated policy “has a comprehensive range of features and benefits”, a 4 Star rated policy “has a good level of features and benefits”, a 3 Star rated policy “has an average level of features and benefits” while a 1 Star rated product has “a low level of features and benefits”.

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