Review: Tesco Bank breakdown cover

Digby Bodenham By Digby Bodenham

As well as building its supermarket empire, Tesco is busy forging a financial services brand, Tesco Bank. It offers a range of banking, saving and insurance products, under the strapline “A little help with what matters most”.

Tesco Bank no longer offers standalone breakdown cover or Euro breakdown cover, although if you have bought this cover from Tesco Bank in the past you will still be covered until your policy expires.

For new customers, Tesco breakdown cover can be added as an optional extra on any Tesco Bank Car Insurance product.

Find out if Tesco made it into our list of the best breakdown providers. It also includes a guide to everything you need to know about breakdown cover.

Overview of the cover provided by Tesco breakdown cover policies

Customers who take out Tesco Bank Car Insurance and add breakdown cover as an optional extra can choose from various levels of service, depending on the type of breakdown assistance they need:

UK Roadside

Roadside assistance a quarter of a mile or more away from your home address including a tow for up to 10 miles if your vehicle cannot be fixed.

At Home

Breakdown assistance at your home or within a quarter of a mile of your home address or where you normally keep the vehicle.

Recovery

The same as Roadside plus you, up to seven passengers and your vehicle can be taken to any destination within the UK that you ask for.

Onward Travel

Replacement car for up to one day while your vehicle is fixed, or, if this is not possible, overnight accommodation or an alternative form of transport will be provided.

European cover

In the event of a breakdown on the way to a destination abroad, or while abroad, your vehicle will be fixed at the roadside by a contractor or recovered to a local garage for repair or, if this is not possible, overnight accommodation or an alternative form of transport will be provided.

Find out how Tesco compares with other providers with our guide to the best breakdown policies.

What do Tesco customers say?

According to Money.co.uk, 50% of customers would recommend Tesco Bank Breakdown Cover. Its car breakdown cover received an “excellent” 4.1 out of 5 stars rating based on 20 customer reviews.

What the expert reviews say

Independent financial research and review firm Defaqto awarded Tesco Bank’s Euro Plus Breakdown Box Insurance 4 stars out of 5 for its level of cover. That means it is "a product with a good level of features and benefits".

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