Review: Protect Your Bubble Pet Insurance
By
Dan Woolley
This article on Protect Your Bubble Pet Insurance is one of a series of reviews we are featuring on different pet insurance companies, and the policies they offer for dogs and cats.
In Summary
Protect Your Bubble’s Premier policy was awarded 5-stars (the highest rating) by Defaqto, with a price that puts them at the higher end of mid-table (i.e. versus their competitors). So for those who want a good policy with a wide range of benefits – without breaking the bank – this may be a solid option.
The Standard policy, rated 3-stars, offers many of the same benefits but usually at lower levels of cover. Their Economy policy, meanwhile, has very few features and was rated only 1-star by Defaqto, so is perhaps best avoided except for those seeking a very low-cost option.
Follow this link to get a quote at their website.
NB: for more information on Defaqto, see our ‘What the Expert Reviews Say’ section toward the bottom of this article.
Overview of the cover provided by Protect Your Bubble Pet Insurance policies
Protect Your Bubble are relatively new to the UK insurance market, having launched here in 2008. They offer insurance in a number of different categories, including pet insurance and gadget insurance. They have recently expanded into a number of different countries, including the USA, Ireland and Brazil.
Protect Your Bubble offer 3 Pet Insurance policies: Economy, Standard and Premier.
• ECONOMY is a ‘time-limited’ policy, meaning your pet is covered for up to 12 months. The maximum amount that can be claimed for vets bills is £1,000
• STANDARD is a ‘lifetime’ policy (it is ongoing, with no time-limit) with a maximum claim on vet’s bills of £4,000
• PREMIER is also a ‘lifetime’ policy, and has a maximum of £7,000
Protect Your Bubble’s Standard and Premier policies offer most of the usual benefits you would expect from a good pet insurance policy: Death from Accident or Illness, Boarding Kennel Fees, Theft or Straying, etc. (In most instances, Premier offers a higher maximum amount for each benefit).
Be aware that most of these benefits are not included with the Economy policy.
All of Protect Your Bubble’s policies include Third Party Liability insurance for dogs, with a maximum amount of £1 million.
Do Protect Your Bubble have any age restrictions for their Pet Insurance?
Protect Your Bubble do not have a maximum age limit for their pet insurance policies; both dogs and cats must be at least 8 weeks old. Note that ‘death by illness’ can only be covered for dogs 9 years or under and cats 11 years or under.
How much does pet insurance from Protect Your Bubble cost?
With almost all pet insurance companies, the cost of pet insurance varies widely depending on factors like the age and breed of your pet, and which part of the UK you live in. But to give you an indication, we obtained the following quotes from Protect Your Bubble’s website.
All prices given below are per year:
- 5 year old mixed breed dog: £175.38 (Economy), £325.30 (Standard), £426.66 (Premier)
- 5 year old Labrador Retriever: £217.14 (Economy), £402.83 (Standard), £528.35 (Premier)
- 6 year old mixed breed cat (moggy): £64.11 (Economy), £121.80 (Standard), £147.15 (Premier)
How does Protect Your Bubble Pet Insurance compare to other pet insurance policies?
See our article on Top 10 Pet Insurance policies for more information on how Protect Your Bubble fare against their competitors.
What Protect Your Bubble Insurance Customers Say
In Money.co.uk's Consumer Finance Awards and Reviews, Protect Your Bubble Pet Insurance Customers rated them (on average) 2.0 out of 5. Customers were asked for their feedback in four categories – customer service, flexibility & fairness, product features, and value for money. They rated Protect Your Bubble 2 out of 5 in all categories.
What the Expert Reviews Say
Defaqto, an independent researcher of financial products, uses a star-rating system to indicate where a product sits in the market in terms of the features and benefits it offers. 5-stars is the ‘highest’ rating, and 1-star is the lowest.
Protect Your Bubble DOG INSURANCE – as rated by Defaqto
• Premier: 5 stars
• Standard: 3 stars
• Economy: 1 star
Protect Your Bubble CAT INSURANCE – as rated by Defaqto
• Premier: 5 stars
• Standard: 3 stars
• Economy: 1 star
Note: For more information about the methodology used by Defaqto in their reviews, read our Best Pet Insurance for Dogs and Best Pet Insurance for Cats articles.
