Review: pet-insurance.co.uk

Key policy features
- Choice between a standard and lifetime policy
- Online discount for new customers and a multi-pet discount
- Named best online pet insurer of 2016 by YourMoney.com
Find out if Pet-Insurance.co.uk is on our list of the best pet insurance companies.
Read on to find out more about:
- What types of pet insurance does Pet-Insurance.co.uk offer?
- How much does cover from Pet-Insurance.co.uk cost?
- Are promotional codes available for Pet-Insurance.co.uk
- Is behaviour training covered by Pet-Insurance.co.uk?
- Pet-Insurance.co.uk customer reviews
- How to make a claim on Pet-Insurance.co.uk
What types of pet insurance does Pet-Insurance.co.uk offer?
Pet-Insurance.co.uk specialise in pet insurance for dogs and cats. It aims to offer straightforward, no-fuss cover from two policies - Standard or Lifetime. Pet-Insurance.co.uk is a trading name of The Equine and Livestock Insurance Company Limited (E&L), which has been in business for over 70 years.
You can get a quote at the Pet-Insurance.co.uk website.
Here's an overview of the two policies:
Standard – a time-limited policy, covering each medical condition up to £4,000, for 12 months. The policy can be renewed at the end of the 12 months period, but any medical conditions your pet has developed during the year may not be covered on renewal.
Lifetime – this policy covers each medical condition up to a certain amount for the lifetime of the pet. The condition will be covered on renewal.
Find out more about how lifetime policies work.
Pet-Insurance.co.uk also offer a 45% introductory discount for new customers and an extra 10% multi-pet discount.
An important feature of Pet-Insurance.co.uk's cover is that you only pay excess on vet bills, not on any other claim.
Follow this link to get a quote.
How much does pet insurance cover from Pet-Insurance.co.uk cost?
With almost all pet insurance companies, the cost of pet insurance varies widely depending factors like the age and breed of your pet, and which part of the UK you live in.
Pet-Insurance.co.uk's lifetime cover offers a lower level of vet fee cover than some of the providers on our list of the best pet insurers, which indicates its prices may be lower than rivals' highest levels of cover - or similar to other providers' equivalent policies.
Check out our guide to the average cost of dog insurance.
To find out how much it would cost to insure your pet with pet-insurance.co.uk click here to get a quote.
Are promotional codes available for Pet-Insurance.co.uk
We could not find any promotional codes, however, Pet-Insurance.co.uk does offer an introductory discount of up to 45% for new customers. Be aware that the discount may not carry over when you renew a policy so you might see premiums jump after your first year.
Some cashback sites may offer money back on Pet-Insurance.co.uk policies.
Is behaviour training covered by Pet-Insurance.co.uk?
In Pet-Insurance.co.uk's list of exclusions, it says: "Any costs arising from vicious tendencies or behavioural problems not related to illness shown by your pet."
We could not find many other applicable mentions of pet behaviour so it looks like training is not covered.
Pet-Insurance.co.uk customer reviews
There were not enough reviews of Pet-Insurance.co.uk on Trustpilot to give it a fair rating. It scores 4.4 out of 5 based on over 600 reviews in the past year on Feefo.
What expert reviews say
Independent financial researcher Defaqto gives Pet-Insurance.co.uk's Lifetime and Standard policies 3 Stars out of 5.
How to make a claim on Pet-Insurance.co.uk
To make a claim you'll need to request a claim form from Pet-Insurance.co.uk's website. When you request the form you'll be given options for what the claim relates to.
You'll need to fill in the form and send it back to them. The company will then decide whether they will accept your claim.
Pet-Insurance.co.uk's telephone number is 03300 243 556.