Key policy features of Peacock home insurance
- Insurance broker offering niche products like hot air balloon insurance as well as standard insurance products
- Both personal and commercial insurance products available
- Works with the UK's leading insurers to find you a home insurance policy
See if these features put Peacock in our list of the best home insurance companies.
Read on to learn more about:
- Key policy features of Peacock home insurance
- Overview of the cover provided by Peacock home insurance
- Are there any exclusions with Peacock home insurance?
- How much does home insurance from Peacock cost?
- How to make a claim on Peacock home insurance
Overview of the cover provided by Peacock home insurance
Peacock is an insurance broker based in Coventry. The company provides a wide range of products, including car insurance, life insurance and home insurance, as well as more niche commercial and business insurance products like hot air balloon insurance and bouncy castle insurance.
Peacock offers buildings, contents and combined buildings and contents insurance, generating quotes from a variety of insurers. Like most home insurance policies, it offers extra cover on top of your contents insurance for valuables, bicycles and laptops. Bear in mind that if any of your valuable items cost over £2,500, you'll have to provide receipts or recent valuations.
Peacock also offers up to £20,000 of cover for possessions taken outside the property. As standard this doesn't include things like skis or mobile phones - you'll need to talk to the company to make sure you can include these in your cover, and this will probably affect the price of your premium.
Because Peacock is a broker, the company will give you a range of quotes from various insurance companies after you've requested an online quote. The policies from each of these companies will differ, so make sure you read their documents thoroughly and pick one you're happy with.
Are there any exclusions with Peacock home insurance?
As with all house insurance companies, there will be a number of exclusions with Peacock's home insurance. Bear in mind that as this is a broker, exclusions may vary between the companies it sets you up with.
General exclusions on home insurance include things like damage to contents due to gradual deterioration, and any claims you make while you're using your house as a business (unless you've already agreed this with the company).
Other general exclusions include any damage that happens to your property due to war or terrorism. The loss of electronic data often isn't covered either. Most companies will also only cover you for a certain amount of time if your home is left unoccupied. This is usually up to 30 days, but some may offer more or less.
Find out more about this in our unoccupied home insurance article.
It's important to check your policy documents thoroughly so you know exactly what you're insured for and what won't be covered. This will prevent you getting caught out in the event you do need to make a claim.
How much does home insurance from Peacock cost?
A number of factors go into calculating the price of home insurance, including the type of building, how old it is, what it's made of, the value of your contents and a range of other variables. For this reason, it's difficult to make a prediction on how much a premium will be. The easiest way to find out is to simply get yourself a quote.
There is a UK average cost of home insurance, however. Read our article on the cost of house insurance for more information on this.
You may be able to bring down the price of your home insurance by increasing the voluntary excess you pay. Peacock allows you to increase your voluntary excess on both your buildings and contents insurance to up to £900. Bear in mind you'll have to pay this if you need to make a claim, so make sure it's affordable for you.
How to make a claim on Peacock home insurance
If you need to make a claim on Peacock home insurance, you should call its claims line on 024 764 37600.
It may help to have your policy documents to hand when you make your claim.