Key policy features
- Comprehensive policy includes windscreen cover and driving abroad
- Optional extras such as breakdown cover, temporary hire van and personal effects
- Lifetime guarantee on all repairs
Its van insurance is run by its More Than Business arm, which also offers landlord and public liability cover.
You can get a van insurance quote on More Than’s website.
More Than van insurance overview
More Than offers van insurance for vehicles used for business and it has a separate policy for those who use vans for a hobby or sport, such as surfing or fishing. Its non-business van policy is called Social, Domestic & Pleasure (S, D&P) and covers vehicles that weigh no more than 3.5 tonnes.
Comprehensive business van policies include:
- Windscreen cover
- New van cover (it provides £3,000 on top of your vehicle’s market value if it is under one year old and written off)
- Cover for driving abroad
The paid-for extras are:
- Four levels of breakdown cover
- No claims discount protection
- Personal effects
- Temporary hire van
- In-van electronics
There is also an ‘any driver’ option that allows customers to cover anyone over the age of 25 driving any van they own.
More Than’s van policies come with a lifetime guarantee on all repairs carried out by an approved mechanic and 24/7 assistance following an accident.
What does More Than van insurance cost?
The cost of your policy will depend on a number of factors including the model and size of your van, where you live and how old you are.
More Than says that 10% of new customers pay from £20.50 a month, which is £246 a year.
That compares with £180 a year that Direct Line says 10% of its new customers pay.
More Than does offer a 15% multi-vehicle discount and suggests a few van models that are cheap to insure, they include:
- Ford Transit 280 SWB 85PS
- Volkswagen Transporter T28 TDI Panel Van SWB
- Ford Fiesta TDCI
- Mitsubishi L200 SINGLE CAB 4X4 4WORK
What do customers say about More Than van insurance?
We couldn’t find any online customer reviews of More Than’s van insurance.
However, the company as a whole has an average score of 4.44 out of 5 from 122 reviews on Reviews.co.uk.
For the first time in ages, I think I've done well with my van insurance. Well done, More Than!— Bert Flerk (@BatFloke) January 27, 2014
What do the experts say about More Than van cover?
Independent financial researcher Defaqto has rated More Than’s van policy as 5 Star.
A Star Rating indicates where a product or proposition sits in the market based on the quality and comprehensiveness of the features it offers.
A 5 Star rated policy has “an excellent product with a comprehensive range of features and benefits”.