Lifetime Pet Cover is a newcomer to the pet insurance market. Founded by father-daughter team Robert and Louise Amphlett, this small provider launched in 2015.
Robert and Louise are pet owners themselves, and so have brought their own experiences as pet insurance customers to bear (they founded the company after a family pet became ill and they were disappointed with the response from their insurance provider). Their team also has 30 years of experience in the insurance industry.
We've also written a guide to the best pet insurance for dogs.
Overview of pet insurance cover provided by Lifetime Pet Cover
As the name suggests, Lifetime Pet Cover only offer lifetime pet insurance policies. There are five levels of cover for vet fees: £1,000, £2,000, £4,000, £6,000 and £10,000.
The policies also include: Dental treatment for accident and illness, complementary therapy up to £1,000, 3 months overseas cover and third party liability up to £1,000,000. There is no upper age limit for pet insurance through Lifetime Pet Cover.
Additionally, claims are paid directly to the vets (this is conditional on the vet’s consent), so the customer is not left out of pocket while the claim is being settled.
If your pet is aged 7 years or older at the time of the claim, you will be required to contribute towards the costs of the veterinary fees. This amount will be 20% of the claims settlement for dogs aged 7 to 12 and 25% for dogs aged over 12, after the excess.
Lifetime Pet Cover will not cover all breeds, it has a small list of exclusions, which you can see here.
How much does Lifetime Pet Cover Insurance cost?
As with all companies, the cost of pet insurance with Lifetime Pet Cover depends on various personal factors, such as the level of cover you choose, your postcode, the age of your pet and any medical conditions they may have (existing conditions are likely to be excluded from cover, though in some cases exceptions can be made).
What do Lifetime Pet Cover reviews say?
As Lifetime Pet Cover are so new, there are not a lot of reviews for its service online. However, the little that is there is largely positive.
On petinsurancereview.co.uk Lifetime Pet Cover scored a user rating of 4.6 out of 5. Out of the 11 customers who left reviews, 7 gave the service 5/5. All comments were positive, with one customer saying: “I'm really happy with Lifetime Pet Cover - their staff are friendly and helpful, they answered all my questions and really put my mind at rest. The cover they offer and their service are great. I can't recommend them enough!”
And the rest of the reviews continue in the same vain – praising Lifetime Pet Cover for their friendly and helpful staff, and the clarity of their cover.