Review: Kwik Fit breakdown cover

Digby Bodenham By Digby Bodenham

Key policy features

  • Kwik Fit's policies cover customers for up to six callouts a year
  • There are four levels of cover, the most comprehensive includes European recovery
  • Prices start at £12.70 for 12 months of cover


Kwik Fit launched its insurance arm in 1995, hoping to build on its reputation as a garage operator. Since then Kwik Fit Insurance Services has grown rapidly and is now a leading motor insurance provider.

Its customers hold over one million live products, including car insurance, home insurance and breakdown cover. Kwik Fit is now a trading name of Ageas Retail Limited, a leading insurance firm and IFA chain serving some 2.5 million customers in the UK.

Kwik Fit offers a range of breakdown cover levels, from simple roadside assistance to a more comprehensive car breakdown policy incorporating home assistance and European breakdown cover.

Kwit Fit Breakdown Cover gives customers access to more than 2,300 recovery vehicles and it says 79% of vehicles are repaired at the roadside. Customers can expect a rapid response with the current response time averaging 39 minutes, according to the Kwik Fit website.

Policies cover customers for up to six callouts a year.

Kwik Fit Insurance offers a full range of car breakdown policies, ranging from basic roadside assistance for those on a tight budget to comprehensive policies including European breakdown cover.

See if Kwik Fit is ranked in our guide to the 13 best breakdown cover providers.

What is included in Kwik Fit's breakdown policies?

Roadside (Starts at £12.70 a year)

  • Roadside assistance and local vehicle recovery to a garage up to 20 miles from where you break down
  • Free messaging service
  • No callout charges

Roadside Plus

  • Roadside assistance and UK vehicle recovery to the nearest suitable garage
  • Free messaging service
  • No callout charges

Full UK Recovery (Starts at £27.45 a year)

All elements of Roadside Plus, with the addition of home assistance.

Full UK & European Recovery

Kwik Fit’s most comprehensive car breakdown product offering all aspects of Recovery plus European cover.

You can also choose to add personal breakdown cover as an optional extra to enhance your policy. It covers you as an individual, not the car you drive, and means that whatever car you drive, including hire or borrowed vehicles, you’ll be covered.

Our guide to breakdown cover gives you all the information about what to look for in a policy, and ranks the best providers.

What do Kwik Fit customer reviews say?

According to, 83% of Kwik Fit reviewers would happily recommend its car breakdown cover. It has an average rating of 4.2 stars out of 5 from 141 reviews.

What do the experts say?

Defaqto, an independent financial research and review firm, has awarded Kwik Fit Assist’s Full UK & European Recovery breakdown insurance 3 stars out of 5, which means it is a “standard product providing an average level of features and benefits”.

This article was independently written by Bought By Many. We were not paid to write it, but we may receive commission for sales that result from you clicking on a link to one of our partners.

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