Review: John Lewis Finance Travel Insurance
By Dan Woolley 
With a 5-star rating from Defaqto, John Lewis Finance has one of the highest rated travel insurance policies on the market. Furthermore, cover levels can be extended through add-ons to provide cover for expensive gadgets, sporting equipment, and other valuables.
You can get a quote at the John Lewis Finance Travel Insurance website.
Overview of the cover provided by John Lewis Finance Travel Insurance policies
John Lewis offer 3 levels of travel insurance – Essential, Plus and Premier – with policies to cover Single Trip and Multi Trip. They also provide an optional extra to cover winter sports.
John Lewis Finance Multi-Trip policies are only available to people under 74 years old; there is no upper age limit on their Single Trip policies, making them an option for travelers over 75.
How much does Travel insurance with John Lewis Finance cost?
With almost all travel insurance companies, the cost of travel insurance varies widely depending on a number of factors, such as the number of people travelling, their age(s), the destination(s) of travel and the duration of stay. But to give you an indication, we obtained the following quotes via the John Lewis Finance Travel Insurance website in March 2017.
MULTI TRIP Travel Insurance, Worldwide – a couple in their 50s
• PLUS: cost = £168.02; excess = £60; cancellation = £5,000; baggage = £1,500
SINGLE TRIP Travel Insurance, Europe, 2 weeks – one 34yr old woman travelling solo
• PREMIER: cost = £33.85; excess = £50; cancellation = £8,000; baggage = £2,500
What We Say
In addition to being a trusted and popular brand, one of the main advantages of John Lewis Travel Insurance is their Technology Cover. It comes with a £1,500 single item limit and a £2,500 overall limit, which is ideal if you plan on taking expensive items (such as an iPad, Macbook or expensive camera) with you. Read this article to find out more about the travel insurance industry’s approach to high single item limits.
What John Lewis Finance Customers Say
John Lewis’ customers rated them 4.2 out of 5 in Money.co.uk's Consumer Finance Awards and Reviews. Customers were asked for their feedback in four categories: customer service, flexibility & fairness, product features and value for money. They scored John Lewis 4.2 in all categories.
I feel so posh getting John Lewis Travel Insurance - look at me, I'm going up in the world💁
— The D(ayna) (@Dayna_Richman) June 29, 2014Does John Lewis offer travel insurance for pre-existing medical conditions?
Yes. John Lewis can provide cover for pre-existing medical conditions within their Plus and Premier plans (this cover is not available within Essential policies).
As with all insurance policies for pre-existing medical conditions, it’s important to read through the terms and conditions in advance, to make sure that there is nothing about your personal medical circumstances that could invalidate any potential claim.
What the Expert Reviews Say
Fairer Finance, a service set up to help consumers choose the best financial products, ranks insurers based on what customers think of the brand, how good they are at handling complaints, and how transparent they are. Fairer Finance have not yet provided a rating for John Lewis Finance Travel Insurance; however, they have previously ranked John Lewis very highly in a number of other insurance categories , including home insurance and car insurance – which indicates that John Lewis Finance are overall a good and reliable provider of insurance products.
Defaqto, an independent researcher of financial products, offers star ratings for travel insurance policies. Their ratings are between 1-star (“a basic product, with a low level of features and benefits”) and 5-stars (“an excellent product with a comprehensive range of features and benefits”).
Defaqto rated John Lewis’s travel insurance policies as follows:
ANNUAL Travel Insurance policies
Premier = 5 stars
Plus = 5 stars
Essential = 3 star
SINGLE TRIP Travel Insurance policies
Premier = 5 stars
Plus = 5 stars
Essential = 3 star
This article on John Lewis Finance Travel Insurance is part of a series of reviews we are featuring on different travel insurance companies and the policies they offer. You can read more reviews here.
This article was independently written by Bought By Many. We were not paid to write it, but we may receive commission for sales that result from you clicking on a link to one of our partners.
