Review: Insuremore travel insurance

Ronny Lavie By Ronny Lavie

Key policy benefits

  • Up to 20% off when booking online
  • Free kids cover on family policies
  • Free car hire excess cover on deluxe policies
  • No excess when using European Health Insurance Card
  • Prices from 93p per day


Insuremore has been around since 1991. The company provides standard and specialist travel insurance.

You can get a quote on the Insuremore website.

Overview of the cover provided by Insuremore travel insurance

Insuremore offers standard travel insurance policies, such as annual cover and single trip cover, as well as more niche options. These include business travel insurance, cruise travel insurance, golf travel insurance, short trip insurance, ski travel cover and winter sports.

It also offers cover to specific locations that can be trickier to find low-cost insurance for, including South America, Africa, Asia, the Middle East and the USA.

Insuremore offers two levels of insurance:

Standard Up to £2,000,000 medical expenses and repatriation cover, £5,000 personal accident cover, £5,000 cover in case of death while on holiday, £750 cancellation or curtailment cover, £500 for missed departure, £1,000,000 personal liability cover and £750 personal property cover.

Deluxe Up to £5,000,000 medical expenses and repatriation cover, £25,000 personal accident cover, £15,000 cover in case of death while on holiday, £5,000 cancellation or curtailment cover, £800 for missed departure, £2,000,000 personal liability cover, £2,000 personal property cover and £25,000 for legal expenses. This policy also includes cover for hijack, kidnap and mugging.

An excess of between £60 to £250 applies to some claims.

Insuremore’s travel policies are available to UK residents up to the age of 75. Those over 66 can only travel for up to 60 days on a single trip policy and 31 days on an annual policy.

Optional hazardous activity cover is available.

All customers have access to a 24-hour emergency helpline.

Click the link to get a personalised travel insurance quote from

Find out about the 10 best travel insurance providers here.

Insuremore’s cover for pre-existing medical conditions

Insuremore offers cover for some medical conditions, although a quote can only be provided over the phone. You will need to discuss your situation with the company’s medical screening team and they will decide the level of cover they can offer and if any additional premiums will need to be paid.

As always, it is crucial to be open and honest about any medical conditions you might have to avoid invalidating your policy.

See how it compares with other providers with our guide to getting travel insurance for medical conditions.

We've also negotiated deals on travel insurance for people with specific medical conditions. Check out our groups here.

How much does travel insurance from Insuremore cost?

The cost of travel insurance varies depending on the personal circumstances of the people traveling. Age and medical conditions have an effect on premiums, as well as the destination and the types of activity you wish to partake in while you travel.

Insuremore’s travel insurance cover starts at just 93p per day for travel in the UK, £1.19 a day for a single trip abroad and annual policies start as £29.61. You can get a 20% discount if you buy an annual policy online, and a 10% discount for single trip policies.

You can get a quote tailored to your needs on the Insuremore site.

What do Insuremore reviews by customer say?

On the online customer review site, Insuremore received an average of 3.8 out of 5 stars from 9 reviews.

What do Insuremore reviews from the experts say?

Independent financial researcher Defaqto has rated Insuremore’s Standard policy as 2 Star and their Deluxe policy as 3 Star.

A Star Rating indicates where a product or proposition sits in the market based on the quality and comprehensiveness of the features it offers.

A 2 Star rated policy “has a below average level of features and benefits” while a 3 Star rated policy “has an average level of features and benefits”.

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