Key Insure Your Paws policy features
- Three policy types to choose from
- Multipet discount
- Animal welfare charity donation for each policy sold
Find out if Insure Your Paws made it into our list of the best pet insurance for dogs.
Learn about Insure Your Paws pet insurance
Insure Your Paws launched in 2013 and is underwritten by QIC Europe Ltd.
Pet owners can choose the vet fee limit that suits their budget and the needs of their pets.
Insure Your Paws supports animal welfare charities by making a donation for each policy it sells. It donated £2,500 to The Cinnamon Trust in 2016.
It has three levels of cover to choose from: Accident Only, Maximum Benefit and Lifetime.
Accident Only Cover
Veterinary Fees cover - up to £2,000 for each accident or up to 12 months, whichever is reached first.
Death from injury cover is £300 and includes accidental death as well as euthanasia.
Public liability cover is £1m for dogs.
Maximum Benefit Cover
Veterinary fees - a choice of £2,000, £3,000, £4,000, £5,000 or £6000 of vet fee cover for accidents and illness. Once the vet fee limit is reached you will not be able to claim for that condition any more.
Death from illness or injury is covered for £500 and includes euthanasia.
Public liability cover is £1m.
The Maximum Benefit policy also offers £750 for loss due to theft or straying and has a range of other features such us £250 of cover if your pet causes accidental damage in someone's house.
Lifetime Cover
Veterinary fees cover - up to a maximum of £10,000 for any injury or illness your pet might suffer. This limit resets each year you renew your limit so it can cover ongoing conditions that develop while your pet is covered.
Death from illness or injury cover is £1,500 and includes euthanasia.
Public Liability cover is £2m.
The Lifetime policy also offers £1,500 for loss due to theft or straying and has a range of other features such us £500 of cover if your pet causes accidental damage in someone's house.
Keep in mind that Insure Your Paws’ cover for death from illness or injury is subject to the age of your pet. For dogs, it expires when they turn 8. The maximum age for cats is 10.
Insure Your Paws will cover dogs and cats as young as 8 weeks old provided they don’t have any pre-existing conditions.
As with any insurance policy, make sure you read the Terms and Conditions thoroughly before making a decision.
Make sure you understand what’s covered and what isn’t, in order to avoid unpleasant surprises. And always keep an eye out for insurance exclusions you may not have even heard of.
How much does Insure Your Paws pet insurance cost?
According to the Insure Your Paws website in August 2018 accident only cover for a cat starts at £3.75 a month.
A Maximum Benefit policy for a 1-year-old Shih Tzu in Wales would start from £6.58 a month.
And a Lifetime policy for a 1-year-old Miniature Schnauzer in Wales starts from £9.33 a month.
The price of your pet insurance will depend on a range of factors such as the age and breed of your pet and where you live.
Find out about the average cost of pet insurance.
Promo codes and cashback for Insure Your Paws pet insurance
We could not find any discount codes or cashback deals but it does offer a 10% multi-pet discount.
Insure your Paws customer and expert reviews
Insure Your Paws score 8.5 out of 10 from over 701 reviews on Trustpilot.
Insure Your Paws' Lifetime and Maximum Benefit policies with the highest levels of vet fee cover selected are rated 4 out of 5 stars by financial review firm Fairer Finance's experts. This rating is based on the policy features and cover levels.
How to make a Insure Your Paws claim
Call Insure Your Paws on 0330 134 8115 between 9am-5pm Monday to Friday. You'll need your policy number to hand.
The InsureYourPaws.co.uk website lists the address to send liability claims.
