Review: Insurance2Go Gadget Insurance

Ronny Lavie By Ronny Lavie

Key policy benefits

  • Insurance2Go offers immediate cover
  • No contract or admin fees
  • Accessory cover
  • Overseas cover

Summary

Insurance2Go is an award-winning gadget insurance provider based in Portsmouth. The company was launched in 2005 and now has more than 150,000 customers across the UK.

Get a personalised quote on the Insurance2Go website.

Overview of the cover provided by Insurance2Go

Insurance2Go offers cover for mobile phones, laptops, iPads and tablets.

For mobile phones (including iPhones), there are three levels of cover to choose from:

Basic Cover – includes accidental cover (like a cracked screen), liquid damage, mechanical breakdown, cover when used by any member of your immediate family over 16 (terms apply), up to £50 for accessory cover and overseas cover for up to 30 days.

Lite Cover – includes accidental cover, liquid damage, mechanical breakdown, cover when used by any member of your immediate family over 16 (terms apply), up to £100 for accessory cover, overseas cover for up to 60 days, cover for theft and up to £1,000 for unauthorised calls, messages and downloads.

Full Cover – includes accidental cover, liquid damage, mechanical breakdown, cover when used by any member of your immediate family over 16 (terms apply), up to £150 for accessory cover, overseas cover for up to 90 days, cover for theft or loss and up to £1,000 for unauthorised calls, messages and downloads.

Cover begins immediately when you take out the policy and there is no contract, admin fees or limit on claims. A £50 excess fee is applied to each accidental damage, breakdown, malicious damage and theft claim. There is a £75 claim for loss.

Insurance2Go will only insure gadgets that are less that 6 months old.

Click the link to find out more on Insurance2Go's site.

How much does cover from Insurance2Go cost?

Insurance2Go mobile phone cover is priced as follows:

Basic Cover – from £5.99 per month or £64.99 annually; Lite Cover - from £6.49 per month or £69.99 annually; Full Cover – from £6.99 per month or £74.99 annually.

Insurance2Go has separate iPhone insurance on its site and it is priced the same as a general mobile policy.

Cover for laptops, iPads and tablets starts from £4.99 per month.

You can get a quote here.

What do Insurance2Go reviews by customer say?

On Reviewcentre.com, Insurance2Go received 4.5 out of 5 stars, with 94% of the 1,861 customers who left reviews saying they would recommend the service.

It’s a similar story on TrustPilot – Insurance2Go was rated Great, with a score of 8.5 out of 10. 68.8% of the 1,513 reviewers left a 5-star review, and a further 17.6% gave the service 4 stars.

Finally, on Ciao.co.uk, Insurance2Go has a 73% positive score for customer satisfaction.

What do Insurance2Go reviews from the experts say?

In an article about mobile phone insurance in the Telegraph, Insurance2Go was mentioned as a cheap but recommended provider of standalone mobile phone insurance. On Moneysupermarket.com, Insurance2Go is included in a list of recommended gadget insurance providers.

Independent financial researcher Defaqto has rated Insurance2Go's Full Cover mobile phone insurance policy as 5 Star.

A Star Rating indicates where a product or proposition sits in the market based on the quality and comprehensiveness of the features it offers.

A 5 Star rated product has “an excellent product with a comprehensive range of features and benefits".

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