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The importance of pet insurance


Home > News & Resources > The importance of pet insurance

The importance of pet insurance

Updated 18 August 2020
by Irina M. Wells

Vet bills can be expensive so having pet insurance is one way to get peace of mind that you can afford the best care if your cat or dog needs treatment.

Many pet owners choose to have insurance because it means they can enjoy their day-to-day lives with their four-legged friends without worrying about unexpected costs for accidents or illness.

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Bought By Many pet insurance comes with unlimited free vet video calls and our Complete policy offers £15,000 of vet fee cover.

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Many owners don't realise how much vet treatment can cost. For example, one of our most common claims in 2019 was for vomiting and we paid out £377 on average.

The cost of vet bills

Here are some more average payouts for other common conditions:

  • Road accident - £872
  • Cruciate ligament rupture - £1,140
  • Lameness - £406
  • Removing a foreign body - £518

These could be on-off costs but if you have more than one claim in a year or your pet develops and ongoing condition costs can add up.

We've paid out over £21,000 to treat a Goldendoodle with a limb injury over the past two years. And last year we paid over £14,000 for multiple treatments for a German Shepherd with neurinoma.

Cover for ongoing treatment

These owners have lifetime pet insurance with so they get their full annual vet fee limit year after year to cover these conditions when they renew with us.

Lifetime pet insurance is important for many owners because it means they're covered for ongoing conditions that a pet develops after their policy starts. All our vet fee cover is lifetime.

Video vet calls

Along with vet fee cover, pet insurance can cover other scenarios and offer additional benefits.

At Bought By Many we've partnered with FirstVet to give all our vet fee cover customers unlimited free video calls with vets. It lets owners contact UK-registered vets 24/7 to get advice or reassurance about any concerns they have about their cat or dog.

In addition, pet insurance can often cover costs for loss and theft. We can help with advertising costs or a reward to help get your pet back. And in the worst case, if it doesn't return, we can cover the value of your pet.

Pet insurance may also be able to cover you for things like dental treatment, traveling abroad with your pet, complementary treatments and legal liability for dogs.

When our pets are unwell we want to do our best to help them get better. Pet insurance can help ease anxieties about vet fees and let owners focus on their pets.

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Bought By Many Ltd is a company registered in England and Wales with number 7886430. Address: 1-10 Summers Street, London EC1R 5BD. Bought By Many Ltd is authorised and regulated by the Financial Conduct Authority - Register number 652623. This register can be checked for details of our permissions, history and contact details.