Running is a great way to stay in shape but it also puts strain on the body that can cause injuries that will take you out of action. As well as providing care for serious medical conditions, health insurance is also a great way for runners of all abilities to receive high-quality treatment quickly.
It can help diagnose problems and provide cost-effective and convenient treatment to minimise any disruption to training or races.
Because runners are health conscious, we believe they deserve fairer health insurance premiums so we've negotiated an exclusive 20% discount for our members. You can join our health insurance for runners group to unlock the deal.
Here's our round-up of the most common running injuries and how health insurance could help.
This is also known as patellofemoral pain syndrome. About 40% of running injuries are knee injuries, according to Runner’s World. It can be caused by imbalances in the muscles surrounding the knee and can take weeks of physiotherapy to cure.
AXA Group, the parent of Health-On-Line, our health insurance partner, helps more than 35,000 patients with knee pain and it is the most common claim.
You can avoid long NHS queues for physio by selecting the therapies add-on to our health insurance deal. It will give you up to £500 of physio per policy year.
This is inflammation of the Achilles tendon, which connects two calf muscles to the back of the heel.
It’s an easy one to recover from if you catch it early – you can apply ice a few times a day for a week. Working on strengthening your calves also helps. But if you run through it and make it worse it can take months to deal with.
Many complaints caused by running are classed as non-urgent cases on the NHS but health insurance means you can have any problems diagnosed quickly by skipping waiting lists. It also gives you greater choice about where, when and whom you are treated by.
This is when inflammation, irritation, or tearing of the plantar fasciitis (the tissue on the bottom of the foot) causes pain. It can lead to stiffness or a stabbing feeling in the arch of the foot.
Health-On-Line offers an out-patient option that includes MRI scans, a valuable tool in diagnosing sports injuries and damage to muscles and tissue.
Shin splint is a bit of a general term. The NHS says it refers to exercise-induced pain in the front of the lower legs, or shins.
Some people specify it as small tears in the muscles around the shin bone, while others include stress fractures.
Health insurance allows you to have it diagnosed and treated in comfortable surroundings, you can even have a private room if you need overnight care for a health issue.
Iliotibial band syndrome
Iliotibial (IT) band syndrome is a common complaint among runners and is caused by increasing your mileage too quickly. The IT band runs from the along the outside of the thigh from the hip to the knee.
It’s another injury that can cause knee pain.
Health-On-Line has a 24/7 helpline that members can call to get advice on any niggles they are concerned about or just to seek reassurance they’re doing the right thing to fix it.
Good luck to all the lucky runners doing @WinterRunUK. Injury prevents me from running. Please give an extra cuddle to a polar bear for me— Charlie (@The_Lady_Sybil) February 28, 2016
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If you're interested in health insurance join our group for runners where you can find out more about our 20% discount and get a quote from Health-On-Line.