Key policy features
- Aims to offer home insurance for most personal circumstance and building types
- Covers converted barns, listed buildings and homes in flood-risk areas among others
- Exclusive cashback deal with Bought By Many
HomeProtect is an independent home insurance firm, whose products are underwritten by Axa.
They aim to offer cover for all sets of circumstances, including complex ones (if they cannot insure you for any reason, they pledge to give a clear reason as to why). Their website says they provide immediate online quotes for 97% of cases, including unusual buildings.
Overview of the cover provided by HomeProtect insurance
HomeProtect pride themselves in being inclusive and willing to offer cover to people who have unconventional insurance needs for their property, such as a high claims history or an unusual home.
For example, they will consider listed buildings, properties suffering from subsidence, converted barns, flat roof properties and constructions such as timber frames whereas many insurers will not. They will also consider specific situations, such as home insurance for foster families and cover for people with a history of claims or a poor credit history.
HomeProtect offers straight forward products that can be tailored to customers’ needs. They offer buildings insurance, contents cover, building and content insurance combined, accidental damage and personal possessions cover.
Their policies include cover for basic legal expenses and basic home emergency cover, but extra cover can be purchased as an added extra, as well as lost keys cover.
Most customers can get an immediate online quote from the Home Protect site.
How much does HomeProtect home insurance cost?
In order to provide a quote for home insurance, insurance providers need to assess a number of factors about you and your home. For building insurance, details such as the type of building, its value, age and location all make a difference. If you opt for home contents cover as well, then the estimated value of your items, which you will have to provide in full, will affect the quote.
These variables make it difficult to generalise when it comes to the price of home insurance.
What do Home Protect insurance reviews from customer say?
On reviewcentre.com, HomeProtect received 4.3 out of 5 stars from 2,445 reviews. Most praised HomeProtect’s easy and straightforward approach, with some commenting on their customer service as well.
On TrustPilot, Home Protect’s scores is 8.6 out of 10 from 1,877 reviews. Again, the hassle free nature of the product, as well as the price, are a common theme.
It has a score of 4.37 out of 5 on Reviews.co.uk from 208 reviews.
What do HomeProtect insurance reviews from the experts say?
Independent financial researcher Defaqto has rated HomeProtect's Home Insurance policy as 5 Star.
A Star Rating indicates where a product or proposition sits in the market based on the quality and comprehensiveness of the features it offers.
A 5 Star rated policy has “an excellent product with a comprehensive range of features and benefits.”