Group 1 Car Insurance Cars

Ronny Lavie By Ronny Lavie

Latest News on Group 1 Cars

Insurance company Marmalade has just launched a Cars for Young Drivers scheme, offering free car insurance for 12 months when buying a new car on finance. It's available to drivers aged 17 and over, and Group 1 Cars from Vauxhall and Fiat are available through it from £175 a month with a £500 deposit.

Cars in Insurance Group 1

In no particular order, these are the 8 new & used car models currently in Insurance Group 1. You can compare the price of insuring each car at Go Compare.

1. Vauxhall Corsa:

Pros – a solid, well-made small car that’s been popular with young drivers for over a decade. Very good fuel economy and a great choice of interior options and extras.


Cons – some gear issues have been reported and the engine is noisy and quite slow.


Price of car: Used cars are around the £5,000 mark and new cars around £9,000-£11,000.

This car is available through Marmalade's Cars for Young Drivers scheme.

2. Fiat Panda:

Pros – the dash board and gear lever (mounted on the dash) are very user friendly, which is particularly important for less experienced drivers.


Cons – only the 1.1 Active model falls into group 1 for insurance. There are newer, sleeker versions on the market, but they are more expensive to insure.


Price of car: Used models sell around the £5,000 mark and new models at £7,500-£9,000.

This car is also available through Marmalade's Cars for Young Drivers scheme.

3. Citroen C1:

Pros – not expensive to buy and gets 62.8MPG, which makes it quite cheap to run. It’s not a bad looking car and comes in a variety of pretty and funky colours. Some Citroen deals even come with a year’s free insurance, which is a young driver’s dream!


Cons – some older models (pre 2009) might have clutch and water pump faults. Water leaks have been reported in some cases.


Price: Used cars can cost around the £4,000-£5,000 mark and new cars are around £7,000-£8,000.

4. Chevrolet Spark:

Pros – while still small enough for easy urban driving, the Spark is a 5 door car with a relatively spacious interior and boot.


Cons – not as sleek looking as some of the other models on this list, though of course that is a matter of taste. It doesn’t provide a very smooth ride, but is sufficient for everyday use.


Price of car: Used cars are, again, around £5,000, and new cars are around £8,000-£10,000

5. Skoda Citigo:

Pros – a compact city car that feels more spacious than it looks. It features a lot of nifty little design perks, like interior storage compartments, cup holders and even a bag hook and photograph holder.


Cons – not cheap to buy new, reports of noisy clutch, and gear and front disk issues.


Price of car: Used cards are around £4,500-£5,500 and new can be as little (relatively) as £14,000, or as much as £23,000.

This car is available through Marmalade's Cars for Young Drivers scheme.

6. Volkswagen Up:

Pros – economical and easy to drive, the Up is very much a small car, but feels spacious inside. It has been carefully designed and offers very good value for money.


Cons – quite expensive to buy, there have been report of the paint running into blisters and clutch issues, and the interior lacks soft touch materials.


Price of car: Used cars start around £6,000 and can go to £10,000, new cars are around £20,000-£22,000.

7. Seat Mii

8. Volkswagen Fox

What are Car Insurance Groups?

For insurance purposes, cars are divided into groups, from 1 to 50, with group 1 being the cheapest to insure. The group a particular car model fits into is usually determined by trim level and engine size and type.

Are Group 1 Cars a good option for Young Drivers?

Young people have enough to worry about, with exams, uni work and first jobs only a few of the challenges.

And then there’s driving. You’ve spend hundreds, if not thousands, on lessons, put in a lot time and effort, passed the test and even managed to buy a new car (or was gifted one if you’re lucky like that!). All very exciting times! So, as a responsible young adult, you start researching car insurance. And this is where the excitement well and truly dissipates.

Car insurance is a notoriously expensive business and has risen sharply for the past 6 years. For new drivers, especially those under 24, the quoted figure for a year's insurance often exceeds the cost of the car! Sounds ridiculous? It is, but, unfortunately, it is the reality. That said, there are some clever ways to save a few bob (other than installing the much talked about ‘Black Box’ in your car). One of these clever ways is to set a higher excess, which reduces your premiums. Many top insurance companies, including Aviva and Endsleigh, let you set a high excess. Once that is done, you can join our Young Drivers Group, and insure the excess so, when it comes to it, you do not have to pay it all.

At the end of the day, what type of car you buy depends heavily on personal preference. However, particularly for young drivers, it is always best to shop around, using websites such as confused.com, and try (hard as it may be) to not just consider how good a car looks, or even drives, but how your choice will affect all the less glamorous aspects of being a car owners, such as running cost and insurance.

When you have thought it all through, you can switch on the engine knowing you’ve made a responsible and informative choice, and you’re ready to take on the open road (or at the very least the M1).

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