Go Skippy car insurance review

David Woodfield By David Woodfield

Key policy features

  • Go Skippy offers three levels of car insurance
  • It is a broker and works with insurers such as Allianz, AXA and Equity Red Star
  • Aimed at younger, cost-conscious customers

You can get a quote on Go Skippy's website.

Summary

Go Skippy is an insurance broker offering cover for cars, vans, bikes and homes. The brand focuses on affordable online cover and promises to provide the cheap quotes from its range of market-leading insurers, including Allianz, Ageas, AXA and Equity Red Star.

The brand’s value-led approach suggests its main demographic are younger, cost-conscious customers.

Overview of Go Skippy car insurance cover

Go Skippy provides three levels of car insurance: fully comprehensive; third party, fire and theft; and third party only.

The most benefits come with comprehensive cover, which insures you against any accident you might have, whether it’s your fault or not. This policy also covers your legal liabilities to third parties, as well as fire damage to your car, or damage arising from the theft or attempted theft of your car. Under comprehensive cover, you’re insured to drive through Europe, and have up to £150 worth of personal belongings cover, too. Since it delivers the greatest cover, this is the most expensive policy.

Third party, fire and theft cover insures you against damage to other people’s vehicles. This type of policy also insures your own vehicle against fire damage, and damage from theft or attempted theft.

Third party insurance only covers your legal liability to other people – there is no cover for damage to your car from any cause whatsoever. Consequently this is the cheapest form of cover from Go Skippy.

There are a number of ‘add-ons’ available, which customers might consider necessary as Go Skippy’s standard policies – including comprehensive cover – are set up to be cheaper and therefore exclude some covers that other companies would include. Breakdown cover, personal accident cover, key cover, windscreen cover and mis-fuelling cover are all available for an extra premium, as is the opportunity to protect your no claims discount.

However, any no claims discount you have may only be used on a Go Skippy policy if it’s less than two years old.

It’s also worth noting that Go Skippy insurance will not insure any vehicle that’s worth more than £45,000, which again identifies them as a value-for-money insurance provider.

Quotes can be obtained online and over the phone.

How much does Go Skippy insurance cost?

How much you’ll pay for Go Skippy car insurance will depend on a variety of factors, such as your age, your vehicle, your driving history and your individual insurance needs. Your policy will be cheaper if you’re prepared to pay a higher excess in the event of a claim, but it’s still difficult to make a generalisation about the costs involved.

However, given the brand’s ‘no-frills’ approach and commitment to value for money, it’s likely that their policies will be cheaper than many others on the market.

Get a quote to match your needs here.

What do Go Skippy’s customers say?

Go Skippy has an average score of 1.2 out of 5 from 413 reviews on Reviewcentre.com. On Reviews.co.uk it scores 2.23 out of 5 from 518 reviews and from the 12 reviews on Trustpilot it has an average of 3.6 stars out of 10.

To see how Go Skippy compares to the competition, you can read our review of the Top 10 car insurance companies.

What do the experts say?

There are no expert Go Skippy car insurance reviews. The brand utilises the insurance services of well-known companies such as Allianz, Ageas and AXA but it is important to note that as a customer you will buy from Go Skippy even if they are not the ultimate insurer.

Their customer satisfaction, transparency and complaints handling process may well differ from the service levels you would get by buying with Allianz, Ageas or AXA directly.

Trivia about Go Skippy

Go Skippy was founded by Arron Banks, the former CEO of Brightside Insurance and a major UKIP donor.

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