Key features of Fortify life insurance
- Instant cover available after answering 11 questions
- Prices from £5 a month
- 10% cashback through Bought By Many's groups
Fortify is a new insurance brand that was launched by ActiveQuote, a health and life insurance specialist that also has a comparison site.
Fortify aims to simplify the process of buying life insurance and it only asks 11 questions before you can purchase its policies online.
Its life cover is underwritten by Covéa Life Limited.
Or have a look at our guide to the best life insurance companies.
- What types of life insurance does Fortify offer?
- Does Fortify offer life insurance for over 50s?
- How much does Fortify life insurance cost?
- Are there discounts available for Fortify?
- Reviews of Fortify life insurance
- How to make a claim
- Other insurance offered by Fortify
What types of life insurance does Fortify offer?
Fortify offers level and decreasing life insurance, these are known as term life insurance policies. Fortify doesn’t offer whole of life cover.
With level life insurance, the payout will remain the same for the length of the policy. Fortify says it’s usually used to provide a lump sum payment for dependents, or cover an interest-only mortgage or loan.
Decreasing cover will decrease throughout the policy term and Fortify says many people use it to cover a capital and interest mortgage where the amount you owe goes down each year.
It’s possible to take out a joint policy, which may be of interest to people in a relationship or young families.
We offer 10% cashback on Fortify’s life cover for young families. Get a quote here.
Does Fortify offer life insurance for over 50s?
Yes, Fortify can quote for people aged up to 65. However, the amount of cover available is lower for older people.
Here are the cover limits:
- Up to age 40: Up to £500,000
- 41-50: Up to £300,000
- 51-60: Up to £200,000
- 61-65: Up to £100,000
You can get a quote by joining one of our groups for young professionals and young families.
Or compare its cover to the best life insurance companies.
How much does Fortify life insurance cost?
The cost of cover will depend on factors such as your age, how much cover you need, how long the policy will last and whether you use tobacco products.
Life insurance is often cheaper than people expect and Fortify says prices would start from around £5 for a 30-year-old with a 25-year policy for £100,000 of cover.
Are there discounts available for Fortify?
Reviews of Fortify life insurance
Financial services review firm Defaqto has given Fortify’s level and decreasing policies 2 stars out of 5.
Its rating is based on the comprehensiveness of the policy so 2 stars implies there are companies that offer policies with more features.
Of course, you may end up paying more for those policies.
How to make a claim
To claim on Fortify’s life insurance you’ll need to call its underwriter Covéa on 0333 130 4543.
Other insurance offered by Fortify
Fortify also offers cover for travel, car hire excess and income protection.
Its parent company ActiveQuote allows you to compare quotes for health and life insurance.