The five cheapest and most expensive dog breeds to insure

Maria Pasquale By Maria Pasquale

We’ve updated our list of the cheapest and most expensive dogs to insure using new data from

They’ve given us the average cheapest annual quotes for all the breeds on their system taken from thousands of quotes generated by real consumers.

Because the quotes are for the cheapest possible cover it’s likely that many of the policies would have been accident-only insurance.

You can compare prices and cover using Find out about the top providers with our guide to the best pet insurance for dogs.

For these lists we’ve only looked at pure breeds; mixed breeds can be even cheaper to insure.

The 5 Most Expensive Dog Breeds To Insure in 2016

  1. Rhodesian Ridgeback
  2. Shar Pei
  3. Rottweiler
  4. English Bull Dog
  5. Boxer

Large dogs, such as Boxers, are more expensive to insure partly because they age faster and have shorter life spans. Also, breeds like Rhodesian Ridgebacks and Rottweilers are very energetic and can sometimes injure themselves and others by accident. Other dogs, including Shar Peis and Bull Dogs, cost more to cover because they can develop breed-specific medical conditions such as breathing issues.

The 5 Cheapest Dog Breeds To Insure in 2016

  1. Dachshund
  2. Chihuahua
  3. Lakeland Terrier
  4. Miniature Pinscher
  5. Welsh Terrier

At the other end of the scale, small dogs are cheaper to cover. All of the dogs in our list can be insured for under £4 a month, according to Toy dogs, such as Chihuahuas, do not cost much to cover, and working terrier breeds tend to have robust constitutions, which brings down insurance costs.

Compare quotes on or read our guide to what dog insurance costs.

Average prices for the cheapest dogs to insure

Dog BreedAnnual policy price
Welsh Terrier£38.96
Miniature Pinscher£38.93
Lakeland Terrier£38.63

Average prices for the most expensive dogs to insure

Dog BreedAnnual policy price
Rhodesian Ridgeback£83.38
Shar Pei£74.72
English Bull Dog£65.78


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