Key policy benefits
- Comprehensive policy includes tool cover up to £500 and windscreen cover
- Breakdown, replacement vehicle and no claims bonus protection add-ons
- Separate commercial and private van policies
- Tool cover – up to £500
- Windscreen damage
- Personal accident cover
- Personal belongings
- New vehicle replacement
- In-car equipment
- Protected no claim discount
- Breakdown cover
- Replacement vehicle
- Motor legal protection
Its van insurance falls under its Direct Line for Business arm and it offers separate commercial and private van cover. It's underwritten by U K Insurance Limited.
Overview of Direct Line’s van policies
If you own a van and use it for business, you’ll need Direct Line’s commercial cover. Its private policy is for people using a van for hobbies or leisure purposes, for example, transporting instruments and musical equipment.
Budding Mozarts or McCartneys can find out more information about musical instrument insurance here.
Find out about more about what the policies cover on their site, where you can also find the direct line van insurance phone number if you need help with your quote.
There are two options for van cover: comprehensive and third party fire and theft.
Comprehensive cover includes:
The optional paid-for extras are:
Direct Line offers a number of discounts to keep costs down. Along with no claims discounts there are reduced rates for multi-vehicle insurance and breakdown cover.
Drivers can also earn a discount using Direct Line’s DrivePlus Van app. It monitors the van owner's driving style and gives them a score out of 100 based on factors such as speed, braking and acceleration. After 300 miles of using the app it will generate a discount code based on the accumulative score. If a driver has a low score they will not be penalised.
Find out which companies offer the best van insurance policies.
What does Direct Line van insurance cost?
The cost of your policy will depend on a number of factors including the model and size of your van, where you live and how old you are.
Van insurance for young drivers is likely to be expensive.
You can get a tailored quote online.
What do customers say about Direct Line’s van cover?
On the review site Reevoo, 98% of respondents said they would buy from Direct Line again.
Many customers say they are happy with the price and ease of use of the website.
This article was independently written by Bought By Many. We were not paid to write it, but we may receive commission for any sales that result from you clicking on a link to one of our partners.