Review: Direct Line Pet Insurance

Dan Woolley By Dan Woolley

In Summary

Direct Line are a well-established insurance company, and have been operating in the UK for almost 30 years.

Follow this link to get a quote at the Direct Line website.

Or check out our guide to the best pet insurance for dogs.

Direct Line offer insurance across a range of categories (home, car, travel, etc) rather than focusing exclusively on pet insurance.

At the time of writing, they are offering 12 months pet insurance for the price of 9 introductory online discount, which is applied over the first 12 months. The discounts are applied consecutively and the offer ends on 26 September 2017. They also offer a multi-pet discount.

Direct Line's parent company also owns Churchill and Privilege. Its pet cover is underwritten by U K Insurance Limited.

Overview of the cover provided by Direct Line Pet Insurance policies

Direct Line offer two pet insurance policies, Essential and Advanced.

Essential is a time-limited policy, allowing you to claim up to a total of £4,000 (per condition) in vet’s bills for a period of 12 months (beginning from the first date of treatment). Meanwhile, Advanced has no time-limit on claims, and has a higher limit of £8,000 per condition.

If you’re looking for a pet insurance plan that goes beyond medical (veterinary) cover, Direct Line allow you to select from a range of optional additional covers, such as third-party liability for dogs, overseas cover and a package of 5 add-ons including accidental death and money to pay for advertising and reward fees if your pet strays, gets lost, or is stolen.

These additional covers are optional and are available for both the Essential or Advanced policies.

Find out more about its policies and get a quote on its website.

Find out how Direct Line compares with other providers with our guide to the best pet insurers for dogs and the best providers for cats.

Do Direct Line have any age restrictions for their Pet Insurance?

Direct Line will insure dogs or cats aged between 8 weeks and an upper age limit shown on the policy document. It may be worth checking upper age limits with Direct Line before you purchase because they may vary by breed.

How much does pet insurance from Direct Line cost?

With almost all pet insurance companies, the cost of pet insurance varies widely depending factors like the age and breed of your pet, which part of the UK you live in and whether you buy any extras.

What Direct Line Pet Insurance Customers Say

Direct Line Pet Insurance scores 2 out of 5 from 78 customer reviews on That may seem low but More Than has a score of 2.5 and is ranked the fifth best pet insurer on

Are there other dog insurance or cat insurance policies you'd like to research?

This article on Direct Line Pet Insurance is part of a series of reviews we are featuring on different pet insurance companies, and the policies they offer for dogs and cats. See our articles on the best pet insurance for dogs and cats for more information on how Direct Line fare against their competitors.

This article was independently written by Bought By Many. We were not paid to write it, but we may receive commission for sales that result from you clicking on a link to one of our partners.

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