Review: Coverforyou Travel Insurance

Summary

Coverforyou is the trading name of World Wide Internet Insurance Services Ltd, a company established in 2001 selling specialist travel insurance products.

Regulated by the Financial Services Commission, Coverforyou has provided over one million travellers with insurance policies since its creation, focusing on providing customer satisfaction at an affordable price.

Overview of cover provided by Coverforyou travel insurance

Coverforyou travel insurance provides a variety of products, including single trip, annual cover, winter sports and specialist medical travel insurance.

Single trip and annual cover is available in three tiers: silver, gold and platinum.

Silver cover offers £2,000 in cancellation, £15m in medical expenses, £2,000 for cutting your trip short, £1,000 for personal baggage, £200 for personal money, £2m for personal liability, £5,000 for legal expenses and £1,500 for scheduled airline failure, with a £100 excess payable in some instances.

Gold cover offers increased sums for all of these claims, plus £500 hospital benefit, £250 for missed departure, £250 for missed connection, and £10,000 for personal accident.

All of their policies are 0 excess.

Platinum cover offers the widest range of benefits, covering all of the above for the highest sums, such as £7,500 for cancellation, £5,000 for cutting your trip short and £2,000 for baggage, plus the added benefit of end supplier failure cover for up to £2,500.

Winter sports and golf cover is also available at these three levels as an upgrade, as is gadget cover, natural catastrophe cover, and cruise cover, with the amount payable per claim and the amount of excess payable in line with the level of cover.

Hundreds of sports and activities are covered in all policies as standard, and children are insured for free.

Right for you? Get a Coverforyou insurance quote online.

What about travel insurance cover for pre-existing medical conditions?

Coverforyou insurance prides itself on offering comprehensive travel insurance to customers with pre-existing health conditions but will ask that an online medical screening is undertaken prior to purchase. Heart, respiratory and cancerous conditions will all be considered providing they’re declared on the policy.

How much does travel insurance cost with Coverforyou?

The cost of travel insurance with Coverforyou will depend on a number of factors, such as the type of cover you require, the duration of your trip, any pre-existing medical conditions, and so on.

Its website states that single trip cover starts from £4, multi-trip cover starts from £28, and winter sports cover starts at just £9. Policies booked online could be eligible for a further 30% discount.

Get a tailored Coverforyou insurance quote here.

What do Coverforyou travel insurance reviews from customers say?

According to more than 4,000 reviews on TrusPilot, Coverforyou has been rated at 9.1 out of 10 for customer service.

What do Coverforyou travel insurance reviews from the experts say?

Defaqto – the independent expert reviewer of financial products – has awarded the company’s platinum, diamond, ruby, prestige and standard policies five stars (‘a product with a good level of features and benefits’), its gold cover three stars (a ‘product with a comprehensive level of features and benefits’).