Review: Coverforyou Travel Insurance
By
Ronny Lavie
Summary
Coverforyou is the trading name of World Wide Internet Insurance Services Ltd, a company established in 2001 selling specialist travel insurance products.
Regulated by the Financial Services Commission, Coverforyou has provided over one million travellers with insurance policies since its creation, focusing on providing customer satisfaction at an affordable price.
Overview of cover provided by Coverforyou travel insurance
Coverforyou travel insurance provides a variety of products, including single trip, annual cover, winter sports and specialist medical travel insurance.
Single trip and annual cover is available in three tiers: silver, gold and platinum.
Silver cover offers £1,000 in cancellation, £10m in medical expenses, £1,000 for cutting your trip short, £1,000 for personal baggage, £200 for personal money, £2m for personal liability, £5,000 for legal expenses and £1,500 for scheduled airline failure, with a £100 excess payable in some instances.
Gold cover offers increased sums for all of these claims, plus hospital benefit, £250 for missed departure, £250 for missed connection, and £10,000 for personal accident. An excess of up to £75 applies in some instances.
Platinum cover offers the widest range of benefits, covering all of the above for the highest sums, such as £5,000 for cancellation, £5,000 for cutting your trip short and £2,000 for baggage, plus the added benefit of end supplier failure cover for up to £1,500. When excess is applicable, it is just £50.
Winter sports and golf cover is also available at these three levels as an upgrade, as is gadget cover, natural catastrophe cover, and cruise cover, with the amount payable per claim and the amount of excess payable in line with the level of cover.
Hundreds of sports and activities are covered in all policies as standard, and children are insured for free.
Right for you? Get a Coverforyou insurance quote online.
What about travel insurance cover for pre-existing medical conditions?
Coverforyou insurance prides itself on offering comprehensive travel insurance to customers with pre-existing health conditions, but will ask that an online medical screening is undertaken prior to purchase. Heart, respiratory and cancerous conditions will all be considered providing they’re declared on the policy.
How much does travel insurance cost with Coverforyou?
The cost of travel insurance with Coverforyou will depend on a number of factors, such as the type of cover you require, the duration of your trip, any pre-existing medical conditions, and so on. However, the company has built its brand around offering solid cover at a reasonable price, and is proud of its ability to offer “cheap and reliable” holiday insurance.
Its website states that single trip cover starts from £5, multi-trip cover starts from £27.50, and winter sports cover starts at just £15. Policies booked online could be eligible for a further 30% discount.
Get a tailored Coverforyou insurance quote here.
What do Coverforyou travel insurance reviews from customers say?
According to more than 8,500 reviews left on feefo.com, Coverforyou has been rated at 97% for customer service. On Money.co.uk, the company scores 4/5, with 100% of reviewers saying they’d recommend the company to others.
What do Coverforyou travel insurance reviews from the experts say?
Coverforyou appears in Money.co.uk’s list of top 10 recommended travel insurance providers, while Defaqto – the independent expert reviewer of financial products – has awarded the company’s platinum cover four stars (‘a product with a good level of features and benefits’), its gold cover three stars (a ‘standard product providing an average level of features and benefits’) and its silver cover two stars (a ‘product typically offering a below average range of features and benefits’).
