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Bought By Many policy documents and policy summary

  • 1. Policy documents for policies bought on or after the 17th of December 2019:
  • 2. Policy documents for policies bought before the 17th of December 2019:
  • 3. Insurance Product Information Documents

Home > News & Resources > Bought By Many policy documents and policy summary

Bought By Many policy documents and policy summary

Updated 22 February 2021
by Digby Bodenham

Bought By Many’s insurance policy documents were the first to be awarded Fairer Finance’s Clear & Simple Mark for the clarity of their design and language.

We've made sure you'll find them easy to understand.

Award-winning cover

We offer up to £15,000 of vet fee cover, vet video calls, online claims, and we were voted Best Pet Insurance Provider in the 2020 Insurance Choice Awards

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Bought By Many pet insurance policies

Policy documents for policies that start on or after 6 March 2020

Policy summary - a summary of all our policies

Complete

Regular

MoneyBack

Value

Pre-Existing

Liability Only

Policy document for policies that start on or after 30 December 2020

Fixed For Life

New customers can no longer buy our Fixed For Life policy. The policy documents for Fixed For Life on this page are for existing customers only.

Policy documents for policies bought on or after 17 December 2019

Policy summary - a summary of all our policies

Complete

Regular

MoneyBack

Value

Pre-Existing

Liability Only

Fixed For Life

Policy documents for policies bought before 17 December 2019

Policy summary - a summary of all our policies

Complete

Regular

MoneyBack

Value

Pre-Existing

Liability Only

Fixed For Life

Insurance Product Information Documents

An Insurance Product Information Document (IPID) is a summary of what a policy does and doesn't cover. It's a standard format used by all insurers to make it easier to compare policies from different pet insurance providers.

For policies bought on or after 17 December 2019

MoneyBack

Regular

Complete

Value

Pre-Existing

Liability Only

Fixed For Life

For policies bought before 17 December 2019

Value

Pre-Existing

Fixed For Life

Key exclusions to be aware of

We recommend reading our policy documents but we've pulled out a few things we think you should know about our pet insurance.

  • The no excess option on our Regular policy is only available for pets under 9 years old
  • Our 15% multi-pet insurance discount applies to pets on the same policy. (Our multi-pet discount is not currently available on our Value 2k policy). For example, a dog and a cat both on a Regular policy that was bought at the same time
  • We are unable to pay vet fee claims incurred within the first 14 days of your policy and we cannot pay accident claims from the first 48 hours. However, This waiting period does not apply to customers renewing their existing policy, or customers switching policies from a different insurer with no gap in their cover.
  • For pets over 9 years old there is a 20% co-payment for claims
  • Our Pre-existing policy does not cover anything your pet is currently having treatment for or any condition your pet has had treatment or advice for in the last 3 months. All of our policies cover conditions your pet received treatment or advice for more than 2 years ago

Bought By Many pet insurance

We've made switching pet insurance easier by scrapping the 14 day waiting period. You can claim immediately when you switch.

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  • Pet

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Bought By Many Ltd is a company registered in England and Wales with number 7886430. Address: 1-10 Summers Street, London EC1R 5BD. Bought By Many Ltd is authorised and regulated by the Financial Conduct Authority - Register number 652623. This register can be checked for details of our permissions, history and contact details.