Close
  • Existing customers
  • Help
  • Home
  • Pet policies
  • Pet guides
  • About us
Open menu Bought By Many
Existing customers
  • Pet policies
  • Pet guides
  • About us

Best Moped Insurance 2019

James Alston By James Alston 23rd April 2018

We've combined ratings from an independent financial review service with customer reviews in order to rank the best scooter and moped insurers.

Best Moped Insurance Cover 2019

  • Bennetts Motorbike Insurance
  • Devitt Bike Insurance
  • Hastings Direct Motorcycle Insurance
  • Carole Nash Motorcycle Insurance
  • MCE Motorcycle Insurance
  • AA Motorcycle Insurance (Premier Bike)
  • LV= Motorcycle Insurance
  • Just Motorcycle Insurance
  • Aviva Motorbike Insurance
  • Motorcycle Direct Insurance (Diamond)

You can compare prices and cover levels using a comparison website like GoCompare.com and find out about the average cost of moped insurance here.

If you're interested in motorcycle insurance click here.

We've compiled our list of the top moped insurers based on the customer scores from websites such as Reviews.co.uk, Reviewcentre.com and Trustpilot. Customers rate providers based on their reliability, trustworthiness and claims handling process.

We then combined this with the ratings of an independent financial review service that rates policies based on the comprehensiveness of their features. This method means both the quality of the product and the customer experience are taken into account.

Other companies such as Suzuki score well with financial service review firms but have been excluded from our list as they are specialist services for specific moped makes.

Learn more about

  • Top 10 moped insurers
  • Do you need moped insurance?
  • How much does moped insurance cost?
  • What makes a good moped policy?

Do I need moped insurance?

Just like car insurance, moped insurance is a legal requirement. Even if your moped is being kept off the road you'll need insurance, unless you have a Statutory Off Road Notification with the DVLA.

By law, you need at least third party insurance. This can cover you for any damage you to do a third party or their belongings, but will not cover you for your own costs.

A third party, fire and theft policy can also cover you if your moped or scooter is stolen or damaged due to a fire.

Insurers will usually also offer comprehensive moped cover. This can cover any costs to your scooter or moped along with third party insurance. Some also offer things like legal expenses and personal accident cover.

How much does moped insurance cost?

The average cost of moped insurance in the UK is £279 per year.

Bear in mind that the type of policy - third-party, third-party, fire and theft, or comprehensive - will make a difference to the price of the premium.

The cost of insurance will decrease the more experience you have. For instance, a 25-year-old can expect their 50cc moped insurance to be cheaper than a 16-year-old's.

Remember that the cost of your insurance will depend on a range of factors, including what vehicle you have, your age, your experience, where you live and the type of policy you opt for.

Sometimes you can lower the cost of your moped or scooter insurance premium. If your vehicle is secured well (by using things like alarms and immobilisers) insurers may offer a cheaper premium.

Some insurers allow you to set your excess. Opting for a higher excess can bring your insurance premium down. However, remember that if you do have to make a claim, you will have to pay the excess, so make sure it is affordable.

For more information, check out our article on the cost of moped insurance.

What makes a good moped insurance policy?

A good moped or scooter insurance quote will vary depending on your circumstances and the type of policy you require. It's worth remembering that if you are riding your moped on CBT with L plates, you may not be able to ride under certain circumstances (abroad in most countries, for instance).

If you decide to go for a comprehensive policy, some of the things you should look for are:

  • Cover for riding abroad
  • Cover for riding other mopeds or scooters
  • Any discounts for no claims
  • Recovery if you do have an accident or if you break down
  • How much you're covered for in the case of damage, loss or theft
  • New for old replacement
  • Legal expenses
  • Personal accident cover
  • Breakdown cover
  • Cover for accessories and equipment

Make sure the policy you opt for is right for you, and that you read the policy documents so you know exactly what's included.

"Last year I paid just over £269 for classic pet insurance for my new puppy Pebbles. I just went to your web site and now have Premier Ins..."

Jan Mitchell Jan Mitchell
Read more testimonials

What next?

If you're moving on from the moped to a more powerful bike, why not check out our article on the best motorbike insurers?

Join Bought By Many

Related Offers

  • Car Insurance for Musicians
  • Cycling insurance for mountain bikers
  • Motor Insurance for Ex Company Car Drivers
  • Smart Car Insurance
  • Tweet
More like this:

Best Motorbike Insurance 2019

We’ve combined online customer reviews with ratings from an independent financial review service ...

  • by Ronny Lavie

Group 1 Car Insurance Cars

Group 1 cars are often the cheapest to insure. If you're looking for cover, check out our guide t...

  • by Ronny Lavie

Best Car Insurance Companies 2019

We’ve reviewed expert independent sources to come up with our list of: The best car insurance c...

  • by Ronny Lavie

Best Car Insurance for Young Drivers 2019

We've reviewed independent expert sources to come up with candidates for the accolade Best Young ...

  • by Steven Mendel

The 9 best black box insurance providers

We've reviewed the best black box insurance providers based on their policy features and customer...

  • by Digby Bodenham

Review: Bennetts Bike Insurance

Summary Bennetts was founded in the 1930s and initially provided general insurance services in t...

  • by Ronny Lavie

The best breakdown cover providers

We've compiled this list using the top motor breakdown providers from the Which? ratings, online ...

  • by Digby Bodenham

How much does moped insurance cost?

How much does UK moped insurance cost? The average cost of moped insurance in the UK is £279 p...

  • by Digby Bodenham
  • Reviews & guides
  • About
  • Jobs
  • Testimonials
  • Terms
  • Privacy
  • International
  • Help

Bought By Many Ltd is a company registered in England and Wales with number 7886430. Address: 1-10 Summers Street, London EC1R 5BD. Bought By Many Ltd is authorised and regulated by the Financial Conduct Authority - Register number 652623. This register can be checked for details of our permissions, history and contact details.