Review: Asda Money Breakdown Cover

Digby Bodenham By Digby Bodenham

Asda might be best known as a supermarket, but it also operates Asda Opticians, a gift and flower service and, recently, the value-conscious brand has been turning its attention to financial services.

Asda Money offers a range of products including credit cards, car and home insurance, life insurance and pet insurance.

Asda says its UK breakdown cover is cheaper than both the AA and RAC and it has frozen its prices for the past four years.

It boasts an average response time of 42 minutes and, according to its website, 83% of breakdowns are successfully fixed at the roadside.

It also gives customers the option to pay monthly on some breakdown policies, which can be helpful if you want to spread the cost of breakdown cover over the whole year to make it more manageable.

Asda’s cover is provided by LV= Britannia Rescue. Asda and LV= both feature in our guide to the 13 best breakdown providers, click the link to see where they came. The guide also tells you everything you need to know about breakdown cover.

How much does breakdown cover from Asda cost and what does it include?

Like most car breakdown cover providers, Asda offers a range of breakdown insurance options. Here are their core features:

Asda Roadside Cover (Starts from £25 a year)

  • Up to 6 callouts a year
  • Roadside repair or recovery to a local place of repair within 10 miles if your car can’t be repaired at the roadside
  • Cover for vehicles up to 10 years old
  • Priority response for people in vulnerable situations
  • Coverage for motorhomes, vans and motorbikes
  • Caravans and trailers recovered if your vehicle breaks down away from the home

Asda UK Breakdown Cover (From £70 a year or £7.50 a month)

  • Home assist and recovery to a local garage
  • Recovery to a destination of your choice in the UK & Republic of Ireland
  • No callout charges
  • Unlimited callouts (some conditions in T&Cs)
  • Relief driver service
  • Car hire or accommodation option
  • Optional second vehicle and personal cover
  • Coverage for motorhomes, vans and motorbikes
  • Caravans and trailers recovered if your vehicle breaks down away from the home

Asda European Breakdown Cover (£130 a year or £12.50 per month)

  • Asda’s European Breakdown Cover gives you all of the benefits of its UK Breakdown cover (listed above) plus covers up to 180 days worth of driving in Europe.

See more reviews to compare cover levels in our breakdown insurance guide.

What do Asda breakdown customer reviews say?

There are not many online review’s of Asda Money’s Breakdown Cover. But on it has received an average rating of 2.1 stars out of 5 from 14 reviews. That score is OK for a breakdown provider on Reviewcentre, to put it in perspective the AA and RAC both scored 2 out of 5 and Green Flag has 2.3 stars. 2Gether Insurance is one of the highest rated breakdown providers on the site, with 4.3 stars out of 5.

What do expert reviews say about Asda Money Breakdown Cover?

Defaqto, an independent financial services review site, has awarded Asda Money’s cover 5 stars out of 5, indicating that its car breakdown policy is an “excellent product with a comprehensive range of features and benefits”.

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