In Summary
While many people will associate Argos with household goods, they have in fact been an insurance provider for over ten years. In partnership with RSA, one of the world's biggest and best-known insurance companies, they offer a range of dog insurance and cat insurance policies.
Follow this link to find out if Argos made it into our Top 10 Pet Insurance list.
Or, compare prices for Argos Pet Insurance at Go Compare.
Overview of the cover provided by Argos Pet Insurance policies
Argos offer 3 insurance policies: SILVER, GOLD, and PLATINUM.
SILVER and GOLD are similar in many respects. They are both time-limited policies, with a limit of 12 months. So for example, if your pet develops a long-term condition, you would only be able to claim against the veterinary bills for the first 12 months. Total vet cover is £2,500 for SILVER and £4,000 for GOLD. Otherwise SILVER and GOLD offer all the same features (with the exception of cover for accidental damage, which is limited to GOLD), providing a broad range of cover for most eventualities; the difference, again, is the maximum amount associated with those claims.
Argos PLATINUM is a lifetime policy, meaning that there is no time-limit on claims. There is a higher maximum amount (than with silver or gold) associated with most aspects of the policy. For example, Vet’s bills are covered up to £7,000.
How much does pet insurance from Argos cost?
With almost all pet insurance companies, the cost of pet insurance varies widely depending factors like the age and breed of your pet, and which part of the UK you live in. But to give you an indication, Which? obtained the following quotes for Argos Platinum as part of their review:
- 5 year old mixed breed dog: £375 per year
- 5 year old Labrador Retriever: £563 per year
- 6 year old mixed breed cat (moggy): £168 per year
In the 2013 review by Which?, Argos Platinum was one of the cheapest lifetime pet insurance policies. With policies ranked from most-expensive to least-expensive, Argos Platinum was placed 12th (out of 15) for dog insurance and 13th (also out of 15) for cat insurance.
Argos Rabbit Insurance
Argos doesn't offer insurance for pet rabbits - to see the insurance companies who do insure rabbits, check out our Rabbit Insurance Comparison.
What We Say
Argos pet insurance is one of a number of brands underwritten by RSA, one of the world's largest insurance companies. (The other pet insurance brands RSA underwrites include John Lewis Insurance, MORE TH>N, Homebase Pet Insurance, Tesco, M&S, and the RSPCA). As a result, the underlying features of the product, along with the assessment of any pet insurance claims, and the customer service you receive, is likely to be similar to what you would get from other RSA-backed brands.
What Argos Pet Insurance Customers Say
So an hour and a half later, I decided to check out Milo's Pet Insurance, went to Compare, found Argos the cheapest and the best all over
— Pamela B CHRISTOPHER (@PCHRISTOPHER1) April 24, 2014
In Money.co.uk's Consumer Finance Awards and Reviews, Argos Pet Insurance Customer’s rated then 4.1 out of 5. Customers were asked for their feedback in four categories: they gave Argos 4.1 for customer service, 4.1 for flexibility & fairness, 3.9 for product features, and 4.1 for value for money.
How does Argos Pet Insurance compare to other pet insurance policies?
Argos are now an established player in the pet insurance market. They are able to offer some of the lowest rates on lifetime pet insurance, and have been rated positively in a number of independent reviews. See our article Top Ten Pet Insurance 2014 to see how Argos fare against their competitors.
What the Expert Reviews Say
ARGOS DOG INSURANCE: INDEPENDENT REVIEWS
Which? Review (Updated September 2013)
Platinum: 77%
Note: Argos did not feature in Which's 2015 review
Defaqto Review (2015)
Platinum: 5 stars
ARGOS CAT INSURANCE: INDEPENDENT REVIEWS
Which? Review (Updated September 2013)
Platinum: 79%
Note: Argos did not feature in Which's 2015 review
Defaqto Review (2015)
Platinum: 5 stars
Note: For more information about the methodology used by Which? and Defaqto in their reviews, read our Best Pet Insurance for Dogs and Best Pet Insurance for Cats articles.
This article on Argos Pet Insurance is part of a series of reviews we have written about different pet insurance companies, and the policies they offer for dogs and cats.
