Review: Age UK Car Insurance

Ronny Lavie By Ronny Lavie


Age UK is the largest charity in the UK dedicated to the over-60s. They offer a variety of services, including car, home and travel insurance. Their car insurance has no upper age limit, no cancellation fee and a 0% installment charge.

Get a quote tailored to your needs on the Age UK website.

Overview of insurance cover provided by Age UK Car Insurance

Age UK only offer quotes for their Comprehensive car insurance cover online. Those who require Third Party, Fire and Theft cover or Third Party Only cover are requested to call the company directly to receive a quote.

All Age UK Car Insurance policies include the following:

  • 0% APR on paying your premium monthly, instead of in one lump sum
  • No upper age limit – the cover is available to anyone over the age of 50, including those over 90
  • European cover for up to 180 days per year
  • No hidden admin fees – such as cancellation fees, adjustment fees and direct debit fees
  • 24-hour accident helpline
  • Protected no claims discount option for those with at least 4 years no claims
  • Third party liability up to £20,000,000

Age UK’s comprehensive car insurance policy also includes (exclusions apply – details on the Age UK website):

  • Accidental damage to your car
  • Personal accident and road rage
  • Personal belongings up to £300 per incident
  • Medical expenses up to £500 per person
  • Guaranteed courtesy car (only if your car is being repaired by an Age UK approved professional)
  • Unlimited windscreen cover
  • Get You Home Service – will get you home in case your car is not roadworthy after an accident

Age UK also offer legal protection and breakdown cover for an additional cost.

You can find out more and get a quote on the Age UK website.

How much does Age UK Car Insurance cost?

The cost of car insurance is affected by many different factors – such as the make and model of the car, its age and condition, mileage and the postcode it is kept in. The details of the driver, such as age and even profession, can also affect the cost of the premium.

On their website, Age UK say 10% of new customers who took out a comprehensive car insurance policy between November 2014 and April 2015 paid £164 or less. Age UK’s Motor Breakdown cover starts from £69.

Additionally, with their 0% APR, Age UK make it easy to spread the cost of your car insurance policy to make it more affordable.

Click here to get a quote based on your personal details.

What do Age UK Car Insurance reviews by customers say?

On, Age UK Car Insurance scored 4.5 out of 5 stars, with all 4 customers who left reviews saying they would recommend the service. also has 4 reviews, with an overall score of 3.3 out of 5 and 2 of the reviewers saying they would recommend.

What do Age UK Car Insurance reviews from the experts say?

Defaqto – an independent website providing reviews of financial services – gave Age UK Car Insurance 5 out of 5 stars, making it ‘an excellent product with a comprehensive range of features and benefits’.

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