Key policy details of Admiral Pet Insurance
- Six pet insurance products
- Option to pay vet directly
- Up to £10,000 vet fees cover on its Premier Plus policy
Read on to learn more about:
- Key facts of Admiral pet insurance
- What types of pet insurance does Admiral offer?
- Does Admiral pet insurance cover dental treatment?
- Does Admiral pet insurance cover pre-existing medical conditions?
- How much does pet insurance from Admiral cost?
- Are any discounts available for Admiral pet insurance?
- Customer reviews of Admiral pet insurance
- Expert reviews of Admiral pet insurance
- How to make a claim on Admiral pet insurance
What types of pet insurance does Admiral offer?
Admiral offers six pet insurance policies:
- Premier Plus
This is a Lifetime policy, providing vet fees cover of up to £10,000 per year, £2,500 of dental cover for accidents, death cover of £1,500, theft or straying cover of £1,500, and third party legal liability of £2m.
Also a Lifetime policy, Premier offers £5,000 of vet fees cover, £2,500 of dental cover for accidents, death cover of £1,000, theft or straying cover of £1,000 and liability cover of £2m.
Admiral's third Lifetime policy offers £2,500 vet fees cover, £2,000 of dental cover for accidents, death cover of £750, theft or straying cover of £750 and £1m in legal liability cover.
This is a Per Condition policy, offering £2,500 in vet fees cover, £2,000 of dental cover for accidents, death cover of £1,000, theft or straying cover of £1,000 and legal liability of £1.5m.
Admiral's other Per Condition policy offers £2,000 in vet fees cover, £2,000 of dental cover for accidents, death cover of £750, theft or straying cover of £750 and liability of £1m.
- Accident Only
Accident Only does exactly what it says on the tin: it will only cover vet fees relating to accidents, not for illnesses. It covers £3,500 in vet fees cover, as well as £550 if your pet dies, and legal liability of £1m.
Admiral's policies come with an £85 excess for illnesses or accidents and a £250 excess for personal liability. If your pet is over the age of 6, there is a co-payment fee of 10% on any claim.
Bear in mind that legal liability cover only applies to dogs, as cats are regarded under the law as 'free spirits' and as such you will not be held liable if they injure someone or damage their property.
Admiral's policies are underwritten by Zenith Insurance.
For more information on the difference between the types of pet insurance products, check out our Pet Insurance FAQs.
Does Admiral pet insurance cover dental treatment?
All of Admiral's policies except accident only provide dental cover as a direct result of accident or injury. This means any routine treatment, such as cleaning your dog's teeth, will not be covered under the policy.
Check out our article on 5 pet insurance companies offering dental cover for dogs and cats to find out other companies that will help you take care of your pet's teeth.
Does Admiral pet insurance cover pre-existing medical conditions?
Admiral doesn't provide cover for any pre-existing conditions. It defines this as any condition, diagnosed or undiagnosed, that has occurred prior to the policy being bought.
It also won't provide cover for any illness occurring in the first 14 days of the policy, or for any accident that happens in the first 24 hours.
It can be difficult to find pet insurance that provides cover for pre-existing conditions.
However, Bought By Many offers a product that will cover your pet for conditions it has previously suffered from. You can find out more about this by joining out pet insurance for pre-existing medical conditions group.
How much does pet insurance from Admiral cost?
The cost of pet insurance is defined by a multitude of different factors, including the breed of the pet, its age and where you live. For this reason, it can be difficult to make an accurate prediction of how much pet insurance from Admiral will cost.
However, we have written an article on the average cost of dog insurance, and another on the cost of cat insurance. These provide more information on the factors that can affect the cost of pet insurance.
To get the most accurate price for your own pet insurance, it's best to get a quote.
Are any discounts available for Admiral pet insurance?
If you are an existing Admiral customer, you can get 10% off your pet insurance. Apart from this, we couldn't see any other discounts.
Many insurers offer a multi-pet discount. We've listed them in our best multi-pet insurance discounts article.
You can also find lots of different pet insurance discounts by joining one of our pet insurance groups.
Customer reviews of Admiral pet insurance
Reviews specifically of Admiral's pet insurance are scarce. However, the company as a whole has been rated on Trustpilot as 2.9 out of 10 based on over 550 reviews.
And on Reviews.co.uk, Admiral has been rated 3.41 out of 5 based on over 600 reviews.
Bear in mind these reviews are of the company as a whole, and therefore may not be representative of its pet insurance.
Expert reviews of Admiral pet insurance
Admiral's Premier and Premier Plus have both been awarded a 4 Star rating by independent financial reviewer Defaqto.
Its Classic, Standard and Value policies have all been rated 3 Star, and its Accident Only has been given a 2 Star review.
A Star rating indicates where a product sits on the market based on the quality and comprehensiveness of its features.
How to make a claim on Admiral pet insurance
To make a claim on Admiral's pet insurance, you can either call the company on 0330 102 5745, email firstname.lastname@example.org, or write to the company.
If the total vet fees you are claiming for are likely to exceed £1,000, the company says you must call it on the number provided as soon as possible.
The company's opening hours are 8am to 9pm Monday to Friday, and 9am to 2pm on Saturday. It is not open on Sundays.