Key policy features of Admiral car insurance:
- A no-claims discount bonus accelerator
- Unlimited cover for standard audiovisual equipment
- 24-hour emergency helpline
- Multi-car discount for multiple cars insured on one policy
You can get a quote from Admiral or read our list of the Best Car Insurance Companies here.
Read on to learn more about:
Overview of cover provided by Admiral car insurance
Launched in 1993, Admiral is a car insurance specialist that has since branched out to offer other insurance products, including home, van, travel, life and pet cover.
Admiral provides a wide range of car insurance products, including single car policies, multi-car policies, cover for classic cars, and "black box" insurance, known as LittleBox
For single and multi-car policies, three levels of cover are available:
- Third-party only -- Third-party only covers damage done to other drivers and/or their vehicle
- Third party fire and theft — Covers third-party damage along with the cost of replacing or repairing your vehicle if it’s stolen or damaged in an act of arson.
- Fully comprehensive — Covers damages to your car even if you’re at fault.
The most benefits are available through a comprehensive policy, which offers personal injury cover, named driver bonus, windscreen cover, personal belongings cover and European cover for up to 90 days. Most of these benefits can be added to third party and third party fire and theft policies for an added premium.
For their single car policy, Admiral claims that 10% of customers paid less than £284 between Jul and Dec 2020.
Admiral car insurance for young drivers, known as LittleBox, is Admiral’s "black box" policy. It offers benefits such as free theft-tracking and no curfews. Whilst there might not be a curfew, LittleBox may not work for you if you’re planning on driving late at night often.
Admiral's Black Box policy has the option to reduce insurance premiums by allowing drivers to demonstrate safe driving, which is monitored by a black box recording device installed in drivers’ vehicles.
However, to qualify for this kind of policy, the car needs to be worth at least £250, and you need to drive at least 1,900 miles annually. Your car must have been manufactured in the last 15 years.
Interested? Get an instant Admiral single car insurance quote here, an Admiral multi-car insurance quote here, or an Admiral black box car insurance quote here.
Admiral MultiCar insurance
Admiral is really well known for its focus on multi-car insurance deals, providing cover for several cars on one policy for a discounted price. Since 2005, Admiral has insured over 8 million vehicles with multi-car.
Admiral multi-car insurance policies offer a number of further benefits, such as replicated no claims discount (the amount of NCD from one car can be applied to subsequent cars) and general savings as further cars are added to the policy. A single policy date is applicable to all cars under multi-car cover, making it easy to keep track of renewals.
Every car in a multi-car policy gets its own discount. Cars don't have to be registered at the same address to be included in the same policy and earn a discount. So if you have friends or family that live separately from you, you could add their vehicles to your policy and they will be able to earn their own multi-car discount.
If a person insured on your policy claims or has a claim made against them only they're affected. You and none of the other policyholders won't be affected in any way, including no-claims discount. Each car gets its own no-claims discount that cannot be transferred to or affected by another policyholder.
You can get multi-car discount on your policy before insuring more than one car by letting Admiral know you will eventually be adding additional cars to your policy when getting a quote. Admiral says that you will receive your multi-car discount immediately and any other car you add to your policy in the future will earn its own multi-car discount.
You can get a quote for Admiral multi-car insurance here.
How to claim on Admiral car insurance?
If you would like to get in touch with Admiral, you can visit their contact page at https://www.admiral.com/contact-us
If you would like to speak to someone in their customer services team, you can give them a call on 0333 220 2000.
Lines are open 8 am to 6 pm Monday to Friday, 10 am to 4 pm on Saturdays, and closed on Sundays.
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
You can also claim online on the Admiral website. You will be invited to fill out a claim form. Admiral says they will be in touch within 24.
How much does an Admiral car insurance policy cost?
The cost of an Admiral car insurance policy will depend on many factors, including the make and model of your car, your age, address and so on. The type of policy you choose will also have an impact on cost.
According to Admiral, you can get single car cover from £284 (10% of Admiral customers paid less than £284 for their policies between July and December 2020).
Insuring several cars under a multi-car policy will offer better value than insuring them separately. Admiral states that you could save £240 with a multi-car policy; 10% of customers who provided a best alternative price saved £240 between July and December 2020).
The cost of Admiral car insurance for young drivers LittleBox policy will depend greatly on your driving style – the better your driving, the cheaper the premium.
Customers who use Admiral’s insurance app can manage their insurance policy and receive discounts. 85% of people using the app to monitor their driving for at least 500 miles get a renewal discount, based on customers from March to August 2020.
Compared to many car insurers, however, Admiral's policies are rather basic, offering you the option to add extras – for a price – that come as standard elsewhere. As such, customers should not expect to pay too high a premium price for its insurance.
Get a tailored Admiral single car insurance quote here, a multi-car insurance quote here, or a black box car insurance quote here
What do Admiral customers say?
According to Admiral, 96% of customers would buy from them again, based on 5,684 respondents between July and December 2020.
On Reviewcentre.com, Admiral car insurance scores 3.6/5 from over 2,400 customer reviews. Smart Money People has over 270 reviews of Admiral Car Insurance, rating it 4.03 out of 5 stars.
What do the expert Admiral car insurance reviews say?
Admiral has been voted Best Car Insurance Provider for seven consecutive years at the Personal Finance Awards. The most recent win was in 2018/19.
