Key policy features of Admiral car insurance:
- Unlimited cover for standard audiovisual equipment
- 24-hour emergency helpline
- Multicar discount for multiple cars insured on one policy
Admiral was voted Best Car Insurance provider of the year at the Personal Finance Awards 2018/2019.
Read on to learn more about:
- Overview of cover provided by Admiral car insurance
- How does multi-car insurance from Admiral work?
- How much does an Admiral car insurance policy cost?
- How to claim on Admiral car insurance?
- What do Admiral customers say?
- What do the expert admiral car insurance reviews say?
Overview of cover provided by Admiral car insurance
Launched in 1993, Admiral is a car insurance specialist that has since branched out to offer other insurance products, including home, van, travel, life and pet cover.
For single and multi-car policies, three levels of cover are available: third party only, third party fire and theft, and fully-comprehensive. Third party only covers damage done to other drivers and/or their vehicles, while third party fire and theft covers this, plus the cost of replacing or repairing your vehicle if it’s stolen or damaged in an act of arson.
For their single car policy, Admiral state that 10% of customers paid less than £303 between January and June 2020. For multi-car policies.
For Admiral's multi-car policies, customers get a MultiCar discounts for every car on cover. 10% of customers who provided a best alternative price saved £249 between January and June 2020.
Since 2005 Admiral have insured over 8 million vehicles with MultiCar.
The most benefits are available through a comprehensive policy that offers £5,000 of injury cover for you and your partner named driver no claims bonus, windscreen cover (‘excess’ applies to windscreen cover), personal belongings cover and European cover for up to 90 days.
Motor legal protection is an optional extra for all policies.
Admiral multi car insurance policies offer a number of further benefits, such as replicated no claims discount (the amount of NCD from one car can be applied to subsequent cars) and general savings as further cars are added to the policy. A single policy date is applicable to all cars under multi-car cover, making it easy to keep track of renewals.
Finally, Admiral car insurance for young drivers, known as LittleBox, is Admiral’s "black box" policy. It offers benefits such as free theft-tracking and no curfews. Whilst there might not be a curfew, if a customer regularly drives at night, Littlebox may not work for them.
Admiral's black box policy has the option to reduce insurance premiums by allowing drivers to demonstrate safe driving, which is monitored by a black box recording device installed in drivers’ vehicles.
However, to qualify for this kind of policy, the car needs to be worth at least £250, and you need to drive at least 1,900 miles annually. Your car must have been manufactured in the las 15 years”
Admiral multi car insurance
Admiral is really well known for its focus on multi-car insurance deals, providing cover for several cars on one policy for a discounted price.
Drivers can save £249 with Admiral's MultiCar insurance.
Every car in a multi-car policy gets its own discount. Cars don't have to be registered at the same address to be included in the same policy and earn a discount. So if you have friends or family that live separately from you, you could add their vehicles to your policy and they will be able to earn their own multi-car discount.
If a person insured on your policy claims or has a claim made against them only they're affected. You and none of the other policyholders won't be affected in any way, including no-claims discount. Each car gets its own no-claims discount that cannot be transferred to or affected by another policyholder.
You can get multi-car discount on your policy before insuring more than one car by letting Admiral know you will eventually be adding additional cars to your policy when getting a quote. Admiral says that you will receive your multi-car discount immediately and any other car you add to your policy in the future will earn its own multi-car discount.
Admiral says that between 10% of customers who provided a best alternative price saved £249 between January and June 2020.
You can get a quote for Admiral multi-car insurance here.
How to claim on Admiral car insurance?
To make a claim you can contact Admiral here.
How much does an Admiral car insurance policy cost?
The cost of an Admiral car insurance policy will depend on many factors, including the make and model of your car, your age, address and so on. The type of policy you choose will also have an impact on cost.
According to Admiral, 10% of customers who provided a best alternative price saved £249 between January and June 2020. Insuring several cars under a multi-car policy will offer better value than insuring them separately, while the cost of Admiral car insurance for young drivers LittleBox policy will depend greatly on your driving style – the better your driving, the cheaper the premium.
Customers who use Admiral’s insurance app can manage their insurance policy and receive discounts. 91% of customers that download and used the Admiral app recieved a renewal discount. This figure is based on customers who used the Admiral app to monitor their driving for at least 500 miles and renewed between October 2019 and March 2020.
Compared to many car insurers, however, Admiral’s policies are rather basic, offering you the option to add extras – for a price – that come as standard elsewhere. As such, customers should not expect to pay too high a premium price for its insurance.
What do Admiral customers say?
98% of customers would buy from us again. Based on 3084 respondents between Jan & Jun 2020.
What do the expert admiral car insurance reviews say?
Admiral has been voted Best Car Insurance Provider on seven occasions at the Personal Finance Awards (the most recent win was in 2018/19). Independent financial products reviewer Defaqto has given its policies 5 stars.