Key 4Paws pet policy features
- Up to £12,000 vet fee cover
- Option to pay vets directly
- Three policy options for cats and dogs. Lifetime cover for rabbits
Find out if 4Paws is in our list of the best pet insurance companies for dogs.
What pet insurance does 4Paws offer?
4Paws has pet insurance policies for cats, dogs and rabbits. It can cover any of these pets from 6 weeks old.
All of its policies can be paid monthly with 0% APR and if you make a claim for accident or illness 4Paws can pay your vet directly.
It has three policy types for cats and dogs: Standard, Maximum Benefit and Lifetime.
Standard is a time-limited policy that can cover accidents and illness up to 12 months or £3,000, whichever is reached first. It comes with £1m third party liability cover for dog owners.
You can choose your per condition limit for the Maximum Benefit policy - £2,000, £4,000 or £7,000. Once you reach that limit for an accident or illness you won't be able to claim for it again.
Maximum Benefit also comes with £1m liability cover and £1,500 if your cat or dog is lost, stolen or dies. There is a separate £1,500 limit for advertising and a reward to find a missing pet. It also includes cover for holiday cancellation and boarding fees.
Lifetime cover has a choice of £4,000, £7,000 or £12,000 of vet fee cover. This limit covers accidents and illness and resets each year you renew so it can cover an ongoing condition a pet develops while it has cover.
Lifetime offers £2,000 for loss, theft and death, and has the same limit for advertising and reward.
It has a £3,000 holiday cancellation limit and £3m for third party liability.
How much does 4Paws pet insurance cost?
The cost of your pet insurance will depend on a number of factors such as the age and breed of your pet, and where you live.
You'll need to get a quote to find your exact price but 4Paws says its cover starts from £1.79 a week for cats and £1.87 for dogs (August 2018).
Find out about the average cost of dog insurance.
Does 4Paws pet insurance cover behavioural and complementary treatment
4Paws can cover acupuncture, homeopathy, chiropractic manipulation, hydrotherapy and osteopathy on its Maximum Benefit and Lifetime policies.
It says behavioural treatment is not covered but behavioural illness can be covered by its vet fees limit.
Promo codes and cashback for 4Paws pet insurance
We could not find any promo or discount codes for 4Paws. There were a number of deals for new customers available on cashback sites in August 2018.
Customer reviews of 4Paws pet insurance
4Paws has an average score of 4.6 out of 5 from over 1,200 customer reviews of Feefo.
How to make a 4Paws pet insurance claim
To make a 4Paws claim you will have to download the appropriate form from the 4Paws website. There are forms for a range of claims such as vet fees, holiday cancellation or death.
You will need the details of your pet's treatment and information about your vet to complete the form.
Submit the form over email - email@example.com for vet claims - or post it to The Claims Department, 4Paws Pet Insurance, 4th Floor, Clarendon House, Victoria Avenue, Harrogate, HG1 1JD.
You can also request a claims form by calling 01423 534 040.